Auto ABS issuer tracker
EART Auto ABS Performance Tracker
A source-backed issuer page for EART auto ABS delinquency movement: biggest deterioration, current delinquency, watch-list rows, FICO context, deal links, and chart receipts.Latest disclosure date in this issuer page: 2026-07-30. Movement split: 27 rising, 2 falling, 0 flat.Mapped deal rows29
Avg current delinquency24.7%
Avg movement+92 bps
Latest disclosure date2026-07-30
Highest current dealEART 2021-2 (39.3%)
Issuer snapshot
EART mapped Auto ABS rows
DealCharts maps 29 EART rows with average current delinquency of 24.7% and average movement of +92 bps. The highest current mapped row is EART 2021-2 at 39.3%.
FICO context
Disclosure-supported cohorting
Issuer rows inherit the same FICO chart context used by the full tracker. Cohorts are shown only when the public chart index supports them; the page does not infer legal prime or subprime labels.
Deals to watch
EART deals combining high delinquency and material movement
20 issuer rows ranked by current rate and move| Deal | Current | Move | Why it is on the watch list | Disclosure date | Chart |
|---|---|---|---|---|---|
| EART 2021-2 | 39.3% | -68 bps | High current delinquency | 2026-03-03 | Open |
| EART 2021-1 | 36.6% | +91 bps | High current rate and still rising | 2025-10-28 | Open |
| EART 2021-3 | 34.5% | -217 bps | High current delinquency | 2026-03-31 | Open |
| EART 2021-4 | 33.3% | +88 bps | High current rate and still rising | 2026-06-30 | Open |
| EART 2020-3 | 32.5% | +98 bps | High current rate and still rising | 2025-05-28 | Open |
| EART 2022-1 | 31.3% | +78 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2022-2 | 31.1% | +92 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2022-3 | 30.4% | +106 bps | High current rate and sharp deterioration | 2026-07-30 | Open |
| EART 2022-5 | 29.4% | +114 bps | High current rate and sharp deterioration | 2026-07-30 | Open |
| EART 2022-4 | 29.5% | +84 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2023-2 | 26.9% | +78 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2023-1 | 26.6% | +95 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2022-6 | 26.2% | +93 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2023-3 | 25.9% | +91 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2023-4 | 25.0% | +75 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2024-3 | 24.7% | +89 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2023-5 | 24.8% | +31 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2024-2 | 23.9% | +114 bps | High current rate and sharp deterioration | 2026-07-30 | Open |
| EART 2024-1 | 24.1% | +49 bps | High current rate and still rising | 2026-07-30 | Open |
| EART 2024-4 | 21.7% | +101 bps | High current rate and sharp deterioration | 2026-07-30 | Open |
Biggest deterioration
EART auto ABS deals with the largest delinquency-rate increases
20 rows ranked by basis-point increase| Deal | Vintage | Previous | Current | Move | Direction | Disclosure date | Chart |
|---|---|---|---|---|---|---|---|
| EART 2026-3 | 2026 | 0.00% | 3.25% | +325 bps | Rising | 2026-07-30 | Open |
| EART 2026-2 | 2026 | 9.05% | 11.9% | +284 bps | Rising | 2026-07-30 | Open |
| EART 2025-4 | 2025 | 15.3% | 16.9% | +162 bps | Rising | 2026-07-30 | Open |
| EART 2025-5 | 2025 | 13.3% | 14.9% | +156 bps | Rising | 2026-07-30 | Open |
| EART 2026-1 | 2026 | 11.6% | 13.0% | +136 bps | Rising | 2026-07-30 | Open |
| EART 2022-5 | 2022 | 28.3% | 29.4% | +114 bps | Rising | 2026-07-30 | Open |
| EART 2024-2 | 2024 | 22.7% | 23.9% | +114 bps | Rising | 2026-07-30 | Open |
| EART 2025-3 | 2025 | 18.2% | 19.3% | +109 bps | Rising | 2026-07-30 | Open |
| EART 2022-3 | 2022 | 29.3% | 30.4% | +106 bps | Rising | 2026-07-30 | Open |
| EART 2024-4 | 2024 | 20.7% | 21.7% | +101 bps | Rising | 2026-07-30 | Open |
| EART 2020-3 | 2020 | 31.5% | 32.5% | +98 bps | Rising | 2025-05-28 | Open |
| EART 2023-1 | 2023 | 25.7% | 26.6% | +95 bps | Rising | 2026-07-30 | Open |
| EART 2022-6 | 2022 | 25.3% | 26.2% | +93 bps | Rising | 2026-07-30 | Open |
| EART 2022-2 | 2022 | 30.2% | 31.1% | +92 bps | Rising | 2026-07-30 | Open |
| EART 2021-1 | 2021 | 35.7% | 36.6% | +91 bps | Rising | 2025-10-28 | Open |
| EART 2023-3 | 2023 | 24.9% | 25.9% | +91 bps | Rising | 2026-07-30 | Open |
| EART 2025-2 | 2025 | 19.6% | 20.5% | +90 bps | Rising | 2026-07-30 | Open |
| EART 2024-3 | 2024 | 23.8% | 24.7% | +89 bps | Rising | 2026-07-30 | Open |
| EART 2021-4 | 2021 | 32.4% | 33.3% | +88 bps | Rising | 2026-06-30 | Open |
| EART 2025-1 | 2025 | 17.9% | 18.8% | +88 bps | Rising | 2026-07-30 | Open |
Improving deals
EART auto ABS deals with delinquency-rate declines
2 rows ranked by basis-point decline| Deal | Vintage | Previous | Current | Move | Direction | Disclosure date | Chart |
|---|---|---|---|---|---|---|---|
| EART 2021-3 | 2021 | 36.7% | 34.5% | -217 bps | Falling | 2026-03-31 | Open |
| EART 2021-2 | 2021 | 40.0% | 39.3% | -68 bps | Falling | 2026-03-03 | Open |
All mapped rows
All EART auto ABS delinquency rows
29 rows, sorted by disclosure date| Deal | Vintage | Previous | Current | Move | Direction | Disclosure date | Chart |
|---|---|---|---|---|---|---|---|
| EART 2022-1 | 2022 | 30.6% | 31.3% | +78 bps | Rising | 2026-07-30 | Open |
| EART 2022-2 | 2022 | 30.2% | 31.1% | +92 bps | Rising | 2026-07-30 | Open |
| EART 2022-3 | 2022 | 29.3% | 30.4% | +106 bps | Rising | 2026-07-30 | Open |
| EART 2022-4 | 2022 | 28.6% | 29.5% | +84 bps | Rising | 2026-07-30 | Open |
| EART 2022-5 | 2022 | 28.3% | 29.4% | +114 bps | Rising | 2026-07-30 | Open |
| EART 2023-2 | 2023 | 26.1% | 26.9% | +78 bps | Rising | 2026-07-30 | Open |
| EART 2023-1 | 2023 | 25.7% | 26.6% | +95 bps | Rising | 2026-07-30 | Open |
| EART 2022-6 | 2022 | 25.3% | 26.2% | +93 bps | Rising | 2026-07-30 | Open |
| EART 2023-3 | 2023 | 24.9% | 25.9% | +91 bps | Rising | 2026-07-30 | Open |
| EART 2023-4 | 2023 | 24.2% | 25.0% | +75 bps | Rising | 2026-07-30 | Open |
| EART 2023-5 | 2023 | 24.5% | 24.8% | +31 bps | Rising | 2026-07-30 | Open |
| EART 2024-3 | 2024 | 23.8% | 24.7% | +89 bps | Rising | 2026-07-30 | Open |
| EART 2024-1 | 2024 | 23.6% | 24.1% | +49 bps | Rising | 2026-07-30 | Open |
| EART 2024-2 | 2024 | 22.7% | 23.9% | +114 bps | Rising | 2026-07-30 | Open |
| EART 2024-4 | 2024 | 20.7% | 21.7% | +101 bps | Rising | 2026-07-30 | Open |
| EART 2025-2 | 2025 | 19.6% | 20.5% | +90 bps | Rising | 2026-07-30 | Open |
| EART 2024-5 | 2024 | 19.9% | 20.4% | +47 bps | Rising | 2026-07-30 | Open |
| EART 2025-3 | 2025 | 18.2% | 19.3% | +109 bps | Rising | 2026-07-30 | Open |
| EART 2025-1 | 2025 | 17.9% | 18.8% | +88 bps | Rising | 2026-07-30 | Open |
| EART 2025-4 | 2025 | 15.3% | 16.9% | +162 bps | Rising | 2026-07-30 | Open |
| EART 2025-5 | 2025 | 13.3% | 14.9% | +156 bps | Rising | 2026-07-30 | Open |
| EART 2026-1 | 2026 | 11.6% | 13.0% | +136 bps | Rising | 2026-07-30 | Open |
| EART 2026-2 | 2026 | 9.05% | 11.9% | +284 bps | Rising | 2026-07-30 | Open |
| EART 2026-3 | 2026 | 0.00% | 3.25% | +325 bps | Rising | 2026-07-30 | Open |
| EART 2021-4 | 2021 | 32.4% | 33.3% | +88 bps | Rising | 2026-06-30 | Open |
| EART 2021-3 | 2021 | 36.7% | 34.5% | -217 bps | Falling | 2026-03-31 | Open |
| EART 2021-2 | 2021 | 40.0% | 39.3% | -68 bps | Falling | 2026-03-03 | Open |
| EART 2021-1 | 2021 | 35.7% | 36.6% | +91 bps | Rising | 2025-10-28 | Open |
| EART 2020-3 | 2020 | 31.5% | 32.5% | +98 bps | Rising | 2025-05-28 | Open |
Methodology
How the EART page is built
- Start with Auto ABS delinquency chart rows generated from SEC-filed servicer reports.
- Group rows by issuer or shelf label derived from the DealCharts deal name.
- Parse previous and current delinquency percentages from the chart sentence.
- Rank each issuer page by basis-point movement, current delinquency, and watch-list thresholds.
- Link every row back to its deal page and chart URL for source inspection.
Boundary
Issuer rollup, not a rating-agency index
This page is a DealCharts disclosure rollup for EART. It does not infer legal prime or subprime labels and does not replace rating-agency surveillance.