Auto ABS issuer tracker
EART Auto ABS Performance Tracker
A source-backed issuer page for EART auto ABS delinquency movement: biggest deterioration, current delinquency, watch-list rows, FICO context, deal links, and chart receipts.Latest disclosure date in this issuer page: 2026-10-29. Movement split: 13 rising, 14 falling, 3 flat.Mapped deal rows30
Avg current delinquency24.9%
Avg movement+8 bps
Latest disclosure date2026-10-29
Highest current dealEART 2021-2 (39.3%)
Issuer snapshot
EART mapped Auto ABS rows
DealCharts maps 30 EART rows with average current delinquency of 24.9% and average movement of +8 bps. The highest current mapped row is EART 2021-2 at 39.3%.
FICO context
Disclosure-supported cohorting
Issuer rows inherit the same FICO chart context used by the full tracker. Cohorts are shown only when the public chart index supports them; the page does not infer legal prime or subprime labels.
Deals to watch
EART deals combining high delinquency and material movement
20 issuer rows ranked by current rate and move| Deal | Current | Move | Why it is on the watch list | Disclosure date | Chart |
|---|---|---|---|---|---|
| EART 2021-2 | 39.3% | -68 bps | High current delinquency | 2026-03-03 | Open |
| EART 2021-1 | 36.6% | +91 bps | High current rate and still rising | 2025-10-28 | Open |
| EART 2021-3 | 34.5% | -217 bps | High current delinquency | 2026-03-31 | Open |
| EART 2021-4 | 33.3% | +88 bps | High current rate and still rising | 2026-06-30 | Open |
| EART 2020-3 | 32.5% | +98 bps | High current rate and still rising | 2025-05-28 | Open |
| EART 2022-2 | 32.3% | +73 bps | High current rate and still rising | 2026-10-29 | Open |
| EART 2022-1 | 32.2% | 0 bps | High current delinquency | 2026-10-29 | Open |
| EART 2022-4 | 30.9% | 0 bps | High current delinquency | 2026-10-29 | Open |
| EART 2022-3 | 30.7% | -21 bps | High current delinquency | 2026-10-29 | Open |
| EART 2022-5 | 29.4% | -17 bps | High current delinquency | 2026-10-29 | Open |
| EART 2023-2 | 26.7% | +15 bps | High current rate and still rising | 2026-10-29 | Open |
| EART 2023-1 | 26.5% | -39 bps | High current delinquency | 2026-10-29 | Open |
| EART 2022-6 | 26.3% | -55 bps | High current delinquency | 2026-10-29 | Open |
| EART 2023-4 | 25.4% | 0 bps | High current delinquency | 2026-10-29 | Open |
| EART 2023-3 | 25.1% | -73 bps | High current delinquency | 2026-10-29 | Open |
| EART 2024-3 | 25.0% | -34 bps | High current delinquency | 2026-10-29 | Open |
| EART 2023-5 | 24.2% | -78 bps | High current delinquency | 2026-10-29 | Open |
| EART 2024-2 | 23.8% | -13 bps | High current delinquency | 2026-10-29 | Open |
| EART 2024-1 | 23.6% | -71 bps | High current delinquency | 2026-10-29 | Open |
| EART 2024-4 | 22.0% | -29 bps | High current delinquency | 2026-10-29 | Open |
Biggest deterioration
EART auto ABS deals with the largest delinquency-rate increases
20 rows ranked by basis-point increase| Deal | Vintage | Previous | Current | Move | Direction | Disclosure date | Chart |
|---|---|---|---|---|---|---|---|
| EART 2026-4 | 2026 | 2.44% | 6.06% | +362 bps | Rising | 2026-10-29 | Open |
| EART 2026-3 | 2026 | 10.6% | 11.6% | +107 bps | Rising | 2026-10-29 | Open |
| EART 2020-3 | 2020 | 31.5% | 32.5% | +98 bps | Rising | 2025-05-28 | Open |
| EART 2021-1 | 2021 | 35.7% | 36.6% | +91 bps | Rising | 2025-10-28 | Open |
| EART 2021-4 | 2021 | 32.4% | 33.3% | +88 bps | Rising | 2026-06-30 | Open |
| EART 2022-2 | 2022 | 31.6% | 32.3% | +73 bps | Rising | 2026-10-29 | Open |
| EART 2025-5 | 2025 | 16.1% | 16.8% | +67 bps | Rising | 2026-10-29 | Open |
| EART 2026-1 | 2026 | 14.4% | 15.1% | +66 bps | Rising | 2026-10-29 | Open |
| EART 2026-2 | 2026 | 15.3% | 15.6% | +28 bps | Rising | 2026-10-29 | Open |
| EART 2025-3 | 2025 | 20.4% | 20.5% | +19 bps | Rising | 2026-10-29 | Open |
| EART 2025-4 | 2025 | 17.6% | 17.8% | +19 bps | Rising | 2026-10-29 | Open |
| EART 2023-2 | 2023 | 26.6% | 26.7% | +15 bps | Rising | 2026-10-29 | Open |
| EART 2024-5 | 2024 | 21.3% | 21.3% | +5 bps | Rising | 2026-10-29 | Open |
| EART 2022-1 | 2022 | 32.2% | 32.2% | 0 bps | Flat | 2026-10-29 | Open |
| EART 2022-4 | 2022 | 30.9% | 30.9% | 0 bps | Flat | 2026-10-29 | Open |
| EART 2023-4 | 2023 | 25.4% | 25.4% | 0 bps | Flat | 2026-10-29 | Open |
| EART 2024-2 | 2024 | 23.9% | 23.8% | -13 bps | Falling | 2026-10-29 | Open |
| EART 2022-5 | 2022 | 29.6% | 29.4% | -17 bps | Falling | 2026-10-29 | Open |
| EART 2025-1 | 2025 | 19.4% | 19.2% | -20 bps | Falling | 2026-10-29 | Open |
| EART 2022-3 | 2022 | 30.9% | 30.7% | -21 bps | Falling | 2026-10-29 | Open |
Improving deals
EART auto ABS deals with delinquency-rate declines
14 rows ranked by basis-point decline| Deal | Vintage | Previous | Current | Move | Direction | Disclosure date | Chart |
|---|---|---|---|---|---|---|---|
| EART 2021-3 | 2021 | 36.7% | 34.5% | -217 bps | Falling | 2026-03-31 | Open |
| EART 2023-5 | 2023 | 25.0% | 24.2% | -78 bps | Falling | 2026-10-29 | Open |
| EART 2023-3 | 2023 | 25.9% | 25.1% | -73 bps | Falling | 2026-10-29 | Open |
| EART 2024-1 | 2024 | 24.3% | 23.6% | -71 bps | Falling | 2026-10-29 | Open |
| EART 2021-2 | 2021 | 40.0% | 39.3% | -68 bps | Falling | 2026-03-03 | Open |
| EART 2022-6 | 2022 | 26.9% | 26.3% | -55 bps | Falling | 2026-10-29 | Open |
| EART 2025-2 | 2025 | 21.4% | 20.9% | -51 bps | Falling | 2026-10-29 | Open |
| EART 2023-1 | 2023 | 26.9% | 26.5% | -39 bps | Falling | 2026-10-29 | Open |
| EART 2024-3 | 2024 | 25.4% | 25.0% | -34 bps | Falling | 2026-10-29 | Open |
| EART 2024-4 | 2024 | 22.3% | 22.0% | -29 bps | Falling | 2026-10-29 | Open |
| EART 2022-3 | 2022 | 30.9% | 30.7% | -21 bps | Falling | 2026-10-29 | Open |
| EART 2025-1 | 2025 | 19.4% | 19.2% | -20 bps | Falling | 2026-10-29 | Open |
| EART 2022-5 | 2022 | 29.6% | 29.4% | -17 bps | Falling | 2026-10-29 | Open |
| EART 2024-2 | 2024 | 23.9% | 23.8% | -13 bps | Falling | 2026-10-29 | Open |
All mapped rows
All EART auto ABS delinquency rows
30 rows, sorted by disclosure date| Deal | Vintage | Previous | Current | Move | Direction | Disclosure date | Chart |
|---|---|---|---|---|---|---|---|
| EART 2022-2 | 2022 | 31.6% | 32.3% | +73 bps | Rising | 2026-10-29 | Open |
| EART 2022-1 | 2022 | 32.2% | 32.2% | 0 bps | Flat | 2026-10-29 | Open |
| EART 2022-4 | 2022 | 30.9% | 30.9% | 0 bps | Flat | 2026-10-29 | Open |
| EART 2022-3 | 2022 | 30.9% | 30.7% | -21 bps | Falling | 2026-10-29 | Open |
| EART 2022-5 | 2022 | 29.6% | 29.4% | -17 bps | Falling | 2026-10-29 | Open |
| EART 2023-2 | 2023 | 26.6% | 26.7% | +15 bps | Rising | 2026-10-29 | Open |
| EART 2023-1 | 2023 | 26.9% | 26.5% | -39 bps | Falling | 2026-10-29 | Open |
| EART 2022-6 | 2022 | 26.9% | 26.3% | -55 bps | Falling | 2026-10-29 | Open |
| EART 2023-4 | 2023 | 25.4% | 25.4% | 0 bps | Flat | 2026-10-29 | Open |
| EART 2023-3 | 2023 | 25.9% | 25.1% | -73 bps | Falling | 2026-10-29 | Open |
| EART 2024-3 | 2024 | 25.4% | 25.0% | -34 bps | Falling | 2026-10-29 | Open |
| EART 2023-5 | 2023 | 25.0% | 24.2% | -78 bps | Falling | 2026-10-29 | Open |
| EART 2024-2 | 2024 | 23.9% | 23.8% | -13 bps | Falling | 2026-10-29 | Open |
| EART 2024-1 | 2024 | 24.3% | 23.6% | -71 bps | Falling | 2026-10-29 | Open |
| EART 2024-4 | 2024 | 22.3% | 22.0% | -29 bps | Falling | 2026-10-29 | Open |
| EART 2024-5 | 2024 | 21.3% | 21.3% | +5 bps | Rising | 2026-10-29 | Open |
| EART 2025-2 | 2025 | 21.4% | 20.9% | -51 bps | Falling | 2026-10-29 | Open |
| EART 2025-3 | 2025 | 20.4% | 20.5% | +19 bps | Rising | 2026-10-29 | Open |
| EART 2025-1 | 2025 | 19.4% | 19.2% | -20 bps | Falling | 2026-10-29 | Open |
| EART 2025-4 | 2025 | 17.6% | 17.8% | +19 bps | Rising | 2026-10-29 | Open |
| EART 2025-5 | 2025 | 16.1% | 16.8% | +67 bps | Rising | 2026-10-29 | Open |
| EART 2026-2 | 2026 | 15.3% | 15.6% | +28 bps | Rising | 2026-10-29 | Open |
| EART 2026-1 | 2026 | 14.4% | 15.1% | +66 bps | Rising | 2026-10-29 | Open |
| EART 2026-3 | 2026 | 10.6% | 11.6% | +107 bps | Rising | 2026-10-29 | Open |
| EART 2026-4 | 2026 | 2.44% | 6.06% | +362 bps | Rising | 2026-10-29 | Open |
| EART 2021-4 | 2021 | 32.4% | 33.3% | +88 bps | Rising | 2026-06-30 | Open |
| EART 2021-3 | 2021 | 36.7% | 34.5% | -217 bps | Falling | 2026-03-31 | Open |
| EART 2021-2 | 2021 | 40.0% | 39.3% | -68 bps | Falling | 2026-03-03 | Open |
| EART 2021-1 | 2021 | 35.7% | 36.6% | +91 bps | Rising | 2025-10-28 | Open |
| EART 2020-3 | 2020 | 31.5% | 32.5% | +98 bps | Rising | 2025-05-28 | Open |
Methodology
How the EART page is built
- Start with Auto ABS delinquency chart rows generated from SEC-filed servicer reports.
- Group rows by issuer or shelf label derived from the DealCharts deal name.
- Parse previous and current delinquency percentages from the chart sentence.
- Rank each issuer page by basis-point movement, current delinquency, and watch-list thresholds.
- Link every row back to its deal page and chart URL for source inspection.
Boundary
Issuer rollup, not a rating-agency index
This page is a DealCharts disclosure rollup for EART. It does not infer legal prime or subprime labels and does not replace rating-agency surveillance.