DealChartsby CMD+RVL
U.S. auto loan ABS tracker

Auto ABS Performance Tracker (2026)

A source-backed auto loan ABS tracker for auto ABS delinquency rates, biggest deal-level movers, issuer shelves, FICO context, and direct chart links. The tracker parses previous-to-current delinquency moves from DealCharts' SEC-derived Auto ABS chart rows.
Biggest moversCohortsIssuers
Latest disclosure date in this tracker: 2026-09-24. Latest-window coverage (2026-08-25 onward) includes 240 rows: 170 rising, 32 falling, 38 flat.
Tracked auto ABS deals498
Avg current delinquency8.07%
Latest-window avg move+29 bps
Latest disclosure date2026-09-24
Largest deteriorationBLAST 2026-3 (+465 bps)
Deals to watch

Auto ABS deals combining high delinquency and material deterioration

20 deals ranked by current delinquency and basis-point movement
DealIssuerCurrentMoveWhy it is on the watch listDisclosure dateChart
CRVNA 2021-N2CRVNA48.2%+143 bpsHigh current rate and sharp deterioration2026-09-15Open
CRVNA 2021-N1CRVNA46.6%+130 bpsHigh current rate and sharp deterioration2026-08-14Open
CRVNA 2021-N3CRVNA40.3%+109 bpsHigh current rate and sharp deterioration2026-09-15Open
EART 2021-2EART39.3%-68 bpsHigh current delinquency2026-03-03Open
DRIVE 2021-3DRIVE37.0%+106 bpsHigh current rate and sharp deterioration2026-09-15Open
EART 2021-1EART36.6%+91 bpsHigh current rate and still rising2025-10-28Open
CRVNA 2021-N4CRVNA36.1%+71 bpsHigh current rate and still rising2026-09-15Open
EART 2021-3EART34.5%-217 bpsHigh current delinquency2026-03-31Open
EART 2021-4EART33.3%+88 bpsHigh current rate and still rising2026-06-30Open
DRIVE 2021-2DRIVE32.5%+111 bpsHigh current rate and sharp deterioration2025-10-15Open
EART 2020-3EART32.5%+98 bpsHigh current rate and still rising2025-05-28Open
EART 2022-2EART31.6%+48 bpsHigh current rate and still rising2026-08-31Open
EART 2022-1EART31.4%+10 bpsHigh current rate and still rising2026-08-31Open
BLAST 2024-2BLAST28.5%+257 bpsHigh current rate and sharp deterioration2026-09-15Open
BLAST 2024-1BLAST29.0%+211 bpsHigh current rate and sharp deterioration2026-09-15Open
EART 2022-4EART30.1%+63 bpsHigh current rate and still rising2026-08-31Open
EART 2022-3EART30.1%-30 bpsHigh current delinquency2026-08-31Open
SDART 2021-1SDART27.6%+173 bpsHigh current rate and sharp deterioration2025-12-15Open
EART 2022-5EART29.0%-43 bpsHigh current delinquency2026-08-31Open
SDART 2021-4SDART27.6%+137 bpsHigh current rate and sharp deterioration2026-01-15Open
Biggest deterioration

Auto ABS deals with the largest delinquency-rate increases

20 deals ranked by basis-point increase
DealIssuerVintagePreviousCurrentMoveDirectionDisclosure dateChart
BLAST 2026-3BLAST20262.04%6.69%+465 bpsRising2026-09-15Open
EART 2026-3EART20263.25%7.20%+395 bpsRising2026-08-31Open
BLAST 2026-2BLAST202610.1%13.9%+374 bpsRising2026-09-15Open
BLAST 2025-4BLAST202513.4%16.2%+277 bpsRising2026-09-15Open
BLAST 2024-2BLAST202425.9%28.5%+257 bpsRising2026-09-15Open
BLAST 2025-2BLAST202517.8%20.4%+254 bpsRising2026-09-15Open
DRIVE 2021-1DRIVE202123.9%26.4%+250 bpsRising2025-05-15Open
AMCAR 2021-2AMCAR202121.5%23.9%+248 bpsRising2026-01-23Open
BLAST 2024-4BLAST202422.2%24.6%+235 bpsRising2026-09-15Open
DRIVE 2017-2DRIVE201719.2%21.5%+231 bpsRising2021-12-15Open
BLAST 2025-1BLAST202520.7%22.9%+221 bpsRising2026-09-15Open
BLAST 2025-3BLAST202518.0%20.1%+214 bpsRising2026-09-15Open
DRIVE 2017-1DRIVE201717.9%20.0%+212 bpsRising2021-10-15Open
BLAST 2024-1BLAST202426.9%29.0%+211 bpsRising2026-09-15Open
WOSAT 2026-AWOSAT20260.79%2.90%+211 bpsRising2026-08-28Open
BLAST 2024-3BLAST202423.9%25.9%+192 bpsRising2026-09-15Open
ESART 2026-1ESART20263.95%5.87%+192 bpsRising2026-08-31Open
SDART 2021-1SDART202125.8%27.6%+173 bpsRising2025-12-15Open
DRIVE 2018-1DRIVE201817.8%19.5%+170 bpsRising2022-05-16Open
CMXS 2026-BCMXS20265.24%6.88%+164 bpsRising2026-09-15Open
Highest current rates

Highest current auto ABS delinquency rates

20 deals ranked by current reported delinquency rate
DealIssuerVintagePreviousCurrentMoveDirectionDisclosure dateChart
CRVNA 2021-N2CRVNA202146.8%48.2%+143 bpsRising2026-09-15Open
CRVNA 2021-N1CRVNA202145.3%46.6%+130 bpsRising2026-08-14Open
CRVNA 2021-N3CRVNA202139.2%40.3%+109 bpsRising2026-09-15Open
EART 2021-2EART202140.0%39.3%-68 bpsFalling2026-03-03Open
DRIVE 2021-3DRIVE202135.9%37.0%+106 bpsRising2026-09-15Open
EART 2021-1EART202135.7%36.6%+91 bpsRising2025-10-28Open
CRVNA 2021-N4CRVNA202135.4%36.1%+71 bpsRising2026-09-15Open
EART 2021-3EART202136.7%34.5%-217 bpsFalling2026-03-31Open
EART 2021-4EART202132.4%33.3%+88 bpsRising2026-06-30Open
DRIVE 2021-2DRIVE202131.4%32.5%+111 bpsRising2025-10-15Open
EART 2020-3EART202031.5%32.5%+98 bpsRising2025-05-28Open
EART 2022-2EART202231.1%31.6%+48 bpsRising2026-08-31Open
EART 2022-1EART202231.3%31.4%+10 bpsRising2026-08-31Open
EART 2022-4EART202229.5%30.1%+63 bpsRising2026-08-31Open
EART 2022-3EART202230.4%30.1%-30 bpsFalling2026-08-31Open
EART 2022-5EART202229.4%29.0%-43 bpsFalling2026-08-31Open
BLAST 2024-1BLAST202426.9%29.0%+211 bpsRising2026-09-15Open
BLAST 2024-2BLAST202425.9%28.5%+257 bpsRising2026-09-15Open
SDART 2021-4SDART202126.2%27.6%+137 bpsRising2026-01-15Open
SDART 2021-1SDART202125.8%27.6%+173 bpsRising2025-12-15Open
Improving deals

Auto ABS deals with the largest delinquency-rate declines

20 deals ranked by basis-point decline
DealIssuerVintagePreviousCurrentMoveDirectionDisclosure dateChart
SDART 2019-1SDART201915.0%12.1%-293 bpsFalling2023-04-17Open
DRIVE 2018-5DRIVE201824.7%22.5%-226 bpsFalling2023-02-15Open
EART 2021-3EART202136.7%34.5%-217 bpsFalling2026-03-31Open
AMCAR 2018-2AMCAR201816.3%14.3%-190 bpsFalling2023-03-20Open
AMCAR 2017-3AMCAR201717.0%15.2%-178 bpsFalling2022-03-23Open
CRVNA 2025-P4CRVNA20251.52%0.00%-152 bpsFalling2026-09-15Open
HAROT 2023-3HAROT20231.81%0.83%-98 bpsFalling2026-08-28Open
FORDR 2021-AFORDR20213.38%2.46%-92 bpsFalling2025-03-19Open
HAROT 2023-2HAROT20231.74%0.83%-91 bpsFalling2026-08-28Open
DRIVE 2019-1DRIVE201921.2%20.5%-73 bpsFalling2023-03-15Open
HAROT 2023-4HAROT20231.51%0.78%-73 bpsFalling2026-08-28Open
HAROT 2024-1HAROT20241.42%0.69%-73 bpsFalling2026-08-28Open
CARMX 2017-1CARMX20176.01%5.29%-72 bpsFalling2021-02-16Open
HAROT 2024-2HAROT20241.50%0.80%-70 bpsFalling2026-08-28Open
HAROT 2024-3HAROT20241.44%0.74%-70 bpsFalling2026-08-28Open
EART 2021-2EART202140.0%39.3%-68 bpsFalling2026-03-03Open
HAROT 2024-4HAROT20241.47%0.79%-68 bpsFalling2026-08-28Open
HAROT 2025-2HAROT20251.31%0.68%-63 bpsFalling2026-08-31Open
CARMX 2018-2CARMX20186.11%5.54%-57 bpsFalling2022-04-15Open
HAROT 2025-3HAROT20251.14%0.57%-57 bpsFalling2026-08-31Open
Prime, FICO, and high-delinquency context

Cohorts supported by the public chart index

498 tracked deals have FICO chart context in this index
CohortDealsAvg delinquencyAvg moveRising / falling / flatHighest current deal
Deep-subprime FICO disclosure12722.1%+65 bps97 / 23 / 7CRVNA 2021-N2 (48.2%)
Subprime FICO disclosure324.9%+95 bps3 / 0 / 0SDART 2021-2 (25.0%)
Near-prime FICO disclosure1110.3%+66 bps9 / 1 / 1CMXS 2024-A (20.2%)
Super-prime FICO disclosure2432.06%+11 bps179 / 19 / 45WOART 2022-A (4.96%)
Prime FICO disclosure153.21%+12 bps12 / 2 / 1ALLYA 2022-2 (4.68%)
High-delinquency cohort1111.2%+47 bps8 / 3 / 0CARMX 2021-3 (12.4%)
Other mapped auto ABS883.98%+3 bps52 / 27 / 9ESART 2025-2 (9.86%)
Issuer view

Auto ABS delinquency movement by issuer shelf

20 issuer rows shown by mapped deal count
Issuer / shelfDealsAvg delinquencyAvg moveRising / falling / flatWorst current dealLatest date
SDART4220.9%+38 bps32 / 7 / 3SDART 2021-4 (27.6%)2026-09-15
CARMX396.28%+21 bps29 / 5 / 5CARMX 2021-3 (12.4%)2026-09-15
TAOT392.47%+18 bps34 / 2 / 3TAOT 2022-B (4.65%)2026-08-27
GMCAR352.08%+9 bps24 / 2 / 9GMCAR 2022-3 (3.32%)2026-09-21
HAROT350.89%-20 bps15 / 14 / 6HAROT 2023-1 (2.19%)2026-08-31
WOART342.71%+10 bps24 / 4 / 6WOART 2022-A (4.96%)2026-08-28
EART3024.1%+26 bps18 / 9 / 3EART 2021-2 (39.3%)2026-08-31
HART282.59%+11 bps18 / 5 / 5HART 2020-B (4.48%)2026-09-24
FORDR282.09%+5 bps18 / 5 / 5FORDR 2022-D (3.68%)2026-09-16
CRVNA2212.2%+45 bps19 / 2 / 1CRVNA 2021-N2 (48.2%)2026-09-15
DRIVE2123.8%+75 bps17 / 3 / 1DRIVE 2021-3 (37.0%)2026-09-15
AMCAR2117.2%+59 bps17 / 4 / 0AMCAR 2021-2 (23.9%)2026-09-23
NAROT211.64%+9 bps15 / 3 / 3NAROT 2019-C (3.81%)2026-09-23
ALLYA203.02%+8 bps15 / 3 / 2ALLYA 2022-2 (4.68%)2026-09-23
BLAST1220.6%+244 bps12 / 0 / 0BLAST 2024-1 (29.0%)2026-09-15
HDMOT102.91%+15 bps6 / 1 / 3HDMOT 2022-A (4.42%)2026-08-27
MBART102.44%+18 bps7 / 0 / 3MBART 2022-1 (4.71%)2026-09-21
COPAR100.64%+7 bps9 / 0 / 1COPAR 2021-1 (0.96%)2026-09-15
VALET91.59%+13 bps7 / 0 / 2VALET 2023-1 (2.38%)2026-09-21
WOSAT710.6%+54 bps5 / 2 / 0WOSAT 2021-A (14.9%)2026-08-28
Methodology

How the tracker is built

  1. Start with Auto ABS delinquency chart rows generated from SEC-filed servicer reports.
  2. Parse the chart sentence for previous and current delinquency percentages.
  3. Convert percentage-point movement into basis points so deals can be ranked consistently.
  4. Join deal metadata, issuer shelf, vintage, FICO distribution chart context, and chart URLs.
  5. Publish tables for biggest deterioration, improving deals, highest current rates, issuer cohorts, and FICO-supported cohorts.
Boundary

This is a disclosure tracker, not a ratings index

The page ranks parsed movements from DealCharts chart rows. It does not replace a rating-agency index and does not infer legal prime or subprime labels where FICO chart support is missing.
Auto ABS dealsFund holdersSubprime watchAsk Cairn
FAQ

Questions this auto ABS tracker answers

What is the current auto ABS delinquency rate in this tracker?

The current mapped DealCharts auto ABS delinquency average is 8.07% across 498 deal-level delinquency chart rows. The latest disclosure date in the tracker is 2026-09-24.

Which auto ABS deal deteriorated the most in the current mapped data?

BLAST 2026-3 shows the largest parsed delinquency increase, moving +465 bps to 6.69%.

Does this page classify prime and subprime auto ABS?

Only where the current public chart index supports it. DealCharts joins FICO distribution charts when available and separately shows a high-delinquency cohort. It does not infer legal, ratings, or marketing labels when the chart data does not support them.

Where does the auto ABS performance data come from?

The tracker is built from DealCharts Auto ABS chart rows derived from SEC-filed servicer reports. Each row links back to the underlying deal page and the delinquency chart used for the parsed previous-to-current movement.
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© 2026 CMD+RVL. All rights reserved.·Not investment advice. For informational purposes only.·Built 2026-09-28