DealChartsby CMD+RVL
U.S. auto loan ABS tracker

Auto ABS Performance Tracker (2026)

A source-backed auto loan ABS tracker for auto ABS delinquency rates, biggest deal-level movers, issuer shelves, FICO context, and direct chart links. The tracker parses previous-to-current delinquency moves from DealCharts' SEC-derived Auto ABS chart rows.
Biggest moversCohortsIssuers
Latest disclosure date in this tracker: 2026-07-01. Latest-window coverage (2026-06-01 onward) includes 246 rows: 233 rising, 5 falling, 8 flat.
Tracked auto ABS deals486
Avg current delinquency7.85%
Latest-window avg move+61 bps
Latest disclosure date2026-07-01
Largest deteriorationEART 2026-2 (+399 bps)
Deals to watch

Auto ABS deals combining high delinquency and material deterioration

20 deals ranked by current delinquency and basis-point movement
DealIssuerCurrentMoveWhy it is on the watch listDisclosure dateChart
CRVNA 2021-N2CRVNA43.7%+353 bpsHigh current rate and sharp deterioration2026-06-15Open
CRVNA 2021-N1CRVNA43.7%+321 bpsHigh current rate and sharp deterioration2026-06-15Open
EART 2021-2EART39.3%-68 bpsHigh current delinquency2026-03-03Open
CRVNA 2021-N3CRVNA35.7%+280 bpsHigh current rate and sharp deterioration2026-06-15Open
EART 2021-1EART36.6%+91 bpsHigh current rate and still rising2025-10-28Open
DRIVE 2021-3DRIVE35.5%+54 bpsHigh current rate and still rising2026-06-15Open
EART 2021-3EART34.5%-217 bpsHigh current delinquency2026-03-31Open
EART 2021-4EART33.3%+88 bpsHigh current rate and still rising2026-06-30Open
CRVNA 2021-N4CRVNA33.1%+73 bpsHigh current rate and still rising2026-06-15Open
DRIVE 2021-2DRIVE32.5%+111 bpsHigh current rate and sharp deterioration2025-10-15Open
EART 2020-3EART32.5%+98 bpsHigh current rate and still rising2025-05-28Open
EART 2022-2EART30.2%+169 bpsHigh current rate and sharp deterioration2026-06-30Open
EART 2022-1EART30.6%+80 bpsHigh current rate and still rising2026-06-30Open
EART 2022-3EART29.3%+155 bpsHigh current rate and sharp deterioration2026-06-30Open
EART 2022-4EART28.6%+76 bpsHigh current rate and still rising2026-06-30Open
SDART 2021-1SDART27.6%+173 bpsHigh current rate and sharp deterioration2025-12-15Open
SDART 2021-4SDART27.6%+137 bpsHigh current rate and sharp deterioration2026-01-15Open
DRIVE 2021-1DRIVE26.4%+250 bpsHigh current rate and sharp deterioration2025-05-15Open
BLAST 2024-1BLAST26.2%+241 bpsHigh current rate and sharp deterioration2026-06-15Open
EART 2022-5EART28.3%+24 bpsHigh current rate and still rising2026-06-30Open
Biggest deterioration

Auto ABS deals with the largest delinquency-rate increases

20 deals ranked by basis-point increase
DealIssuerVintagePreviousCurrentMoveDirectionDisclosure dateChart
EART 2026-2EART20265.06%9.05%+399 bpsRising2026-06-30Open
CRVNA 2021-N2CRVNA202140.2%43.7%+353 bpsRising2026-06-15Open
BLAST 2026-2BLAST20261.02%4.54%+352 bpsRising2026-06-15Open
BLAST 2025-3BLAST202513.0%16.4%+335 bpsRising2026-06-15Open
CRVNA 2021-N1CRVNA202140.5%43.7%+321 bpsRising2026-06-15Open
BLAST 2026-1BLAST20267.18%10.0%+284 bpsRising2026-06-15Open
BLAST 2025-1BLAST202517.6%20.4%+281 bpsRising2026-06-15Open
CRVNA 2021-N3CRVNA202132.9%35.7%+280 bpsRising2026-06-15Open
BLAST 2024-2BLAST202422.8%25.5%+264 bpsRising2026-06-15Open
DRIVE 2021-1DRIVE202123.9%26.4%+250 bpsRising2025-05-15Open
AMCAR 2021-2AMCAR202121.5%23.9%+248 bpsRising2026-01-23Open
BLAST 2025-2BLAST202514.7%17.1%+247 bpsRising2026-06-15Open
BLAST 2024-1BLAST202423.8%26.2%+241 bpsRising2026-06-15Open
SDART 2026-1SDART20267.34%9.75%+241 bpsRising2026-06-15Open
DRIVE 2017-2DRIVE201719.2%21.5%+231 bpsRising2021-12-15Open
BLAST 2024-3BLAST202420.8%23.0%+220 bpsRising2026-06-15Open
EART 2026-1EART20269.45%11.6%+217 bpsRising2026-06-30Open
EART 2025-3EART202516.0%18.2%+216 bpsRising2026-06-30Open
BLAST 2024-4BLAST202420.1%22.2%+214 bpsRising2026-06-15Open
DRIVE 2017-1DRIVE201717.9%20.0%+212 bpsRising2021-10-15Open
Highest current rates

Highest current auto ABS delinquency rates

20 deals ranked by current reported delinquency rate
DealIssuerVintagePreviousCurrentMoveDirectionDisclosure dateChart
CRVNA 2021-N2CRVNA202140.2%43.7%+353 bpsRising2026-06-15Open
CRVNA 2021-N1CRVNA202140.5%43.7%+321 bpsRising2026-06-15Open
EART 2021-2EART202140.0%39.3%-68 bpsFalling2026-03-03Open
EART 2021-1EART202135.7%36.6%+91 bpsRising2025-10-28Open
CRVNA 2021-N3CRVNA202132.9%35.7%+280 bpsRising2026-06-15Open
DRIVE 2021-3DRIVE202134.9%35.5%+54 bpsRising2026-06-15Open
EART 2021-3EART202136.7%34.5%-217 bpsFalling2026-03-31Open
EART 2021-4EART202132.4%33.3%+88 bpsRising2026-06-30Open
CRVNA 2021-N4CRVNA202132.4%33.1%+73 bpsRising2026-06-15Open
DRIVE 2021-2DRIVE202131.4%32.5%+111 bpsRising2025-10-15Open
EART 2020-3EART202031.5%32.5%+98 bpsRising2025-05-28Open
EART 2022-1EART202229.8%30.6%+80 bpsRising2026-06-30Open
EART 2022-2EART202228.5%30.2%+169 bpsRising2026-06-30Open
EART 2022-3EART202227.8%29.3%+155 bpsRising2026-06-30Open
EART 2022-4EART202227.9%28.6%+76 bpsRising2026-06-30Open
EART 2022-5EART202228.0%28.3%+24 bpsRising2026-06-30Open
SDART 2021-4SDART202126.2%27.6%+137 bpsRising2026-01-15Open
SDART 2021-1SDART202125.8%27.6%+173 bpsRising2025-12-15Open
SDART 2020-4SDART202026.6%26.9%+25 bpsRising2025-11-17Open
SDART 2022-4SDART202225.7%26.4%+78 bpsRising2026-06-15Open
Improving deals

Auto ABS deals with the largest delinquency-rate declines

20 deals ranked by basis-point decline
DealIssuerVintagePreviousCurrentMoveDirectionDisclosure dateChart
SDART 2019-1SDART201915.0%12.1%-293 bpsFalling2023-04-17Open
DRIVE 2018-5DRIVE201824.7%22.5%-226 bpsFalling2023-02-15Open
EART 2021-3EART202136.7%34.5%-217 bpsFalling2026-03-31Open
AMCAR 2018-2AMCAR201816.3%14.3%-190 bpsFalling2023-03-20Open
AMCAR 2017-3AMCAR201717.0%15.2%-178 bpsFalling2022-03-23Open
CRVNA 2025-P4CRVNA20250.94%0.00%-94 bpsFalling2026-06-15Open
FORDR 2021-AFORDR20213.38%2.46%-92 bpsFalling2025-03-19Open
DRIVE 2019-1DRIVE201921.2%20.5%-73 bpsFalling2023-03-15Open
CARMX 2017-1CARMX20176.01%5.29%-72 bpsFalling2021-02-16Open
EART 2021-2EART202140.0%39.3%-68 bpsFalling2026-03-03Open
CARMX 2018-2CARMX20186.11%5.54%-57 bpsFalling2022-04-15Open
CRVNA 2021-P1CRVNA20219.18%8.62%-56 bpsFalling2026-03-13Open
HART 2021-CHART20214.86%4.31%-55 bpsFalling2026-03-19Open
HART 2020-BHART20204.99%4.48%-51 bpsFalling2024-09-17Open
TAOT 2017-BTAOT20172.20%1.70%-50 bpsFalling2021-04-28Open
AMCAR 2021-1AMCAR202116.1%15.7%-48 bpsFalling2025-06-23Open
WOART 2022-AWOART20225.43%4.96%-47 bpsFalling2026-03-27Open
CARMX 2022-1CARMX202211.5%11.1%-38 bpsFalling2026-03-16Open
FORDR 2019-BFORDR20192.42%2.04%-38 bpsFalling2023-03-17Open
FORDR 2017-BFORDR20172.05%1.69%-36 bpsFalling2021-04-21Open
Prime, FICO, and high-delinquency context

Cohorts supported by the public chart index

486 tracked deals have FICO chart context in this index
CohortDealsAvg delinquencyAvg moveRising / falling / flatHighest current deal
Deep-subprime FICO disclosure12421.6%+107 bps112 / 12 / 0CRVNA 2021-N2 (43.7%)
Subprime FICO disclosure324.9%+95 bps3 / 0 / 0SDART 2021-2 (25.0%)
Near-prime FICO disclosure911.8%+89 bps8 / 1 / 0CMXS 2024-A (19.1%)
Super-prime FICO disclosure2531.95%+15 bps207 / 18 / 28WOART 2022-A (4.96%)
Prime FICO disclosure153.17%+17 bps13 / 2 / 0ALLYA 2022-2 (4.43%)
High-delinquency cohort711.2%+52 bps6 / 1 / 0CARMX 2021-3 (12.4%)
Other mapped auto ABS754.53%+19 bps56 / 14 / 5CRVNA 2020-P1 (9.69%)
Issuer view

Auto ABS delinquency movement by issuer shelf

20 issuer rows shown by mapped deal count
Issuer / shelfDealsAvg delinquencyAvg moveRising / falling / flatWorst current dealLatest date
SDART4220.3%+74 bps39 / 3 / 0SDART 2021-4 (27.6%)2026-06-15
CARMX386.21%+30 bps31 / 5 / 2CARMX 2021-3 (12.4%)2026-06-15
TAOT382.45%+25 bps34 / 2 / 2TAOT 2022-B (4.31%)2026-06-26
GMCAR351.97%+11 bps26 / 3 / 6GMCAR 2022-3 (3.09%)2026-07-01
HAROT351.06%+7 bps27 / 1 / 7HAROT 2022-2 (1.90%)2026-06-18
WOART332.70%+15 bps24 / 5 / 4WOART 2022-A (4.96%)2026-06-29
EART2824.6%+121 bps26 / 2 / 0EART 2021-2 (39.3%)2026-06-30
HART272.58%+17 bps23 / 3 / 1HART 2020-B (4.48%)2026-06-22
FORDR272.00%+3 bps19 / 5 / 3FORDR 2020-C (3.41%)2026-06-16
AMCAR2116.9%+72 bps17 / 4 / 0AMCAR 2021-2 (23.9%)2026-06-23
CRVNA2111.3%+63 bps19 / 2 / 0CRVNA 2021-N2 (43.7%)2026-06-15
NAROT211.65%+16 bps18 / 3 / 0NAROT 2019-C (3.81%)2026-06-24
ALLYA202.92%+14 bps17 / 3 / 0ALLYA 2022-2 (4.43%)2026-06-24
DRIVE1923.9%+79 bps16 / 3 / 0DRIVE 2021-3 (35.5%)2026-06-15
BLAST1118.4%+252 bps11 / 0 / 0BLAST 2024-1 (26.2%)2026-06-15
MBART102.16%+15 bps7 / 0 / 3MBART 2022-1 (3.73%)2026-06-18
COPAR100.61%+6 bps10 / 0 / 0COPAR 2021-1 (0.96%)2026-06-15
HDMOT92.90%+21 bps7 / 0 / 2HDMOT 2022-A (4.42%)2026-06-25
VALET91.40%+10 bps6 / 0 / 3VALET 2020-1 (2.08%)2026-06-22
BMWOT71.80%+4 bps6 / 1 / 0BMWOT 2022-A (3.55%)2026-06-04
Methodology

How the tracker is built

  1. Start with Auto ABS delinquency chart rows generated from SEC-filed servicer reports.
  2. Parse the chart sentence for previous and current delinquency percentages.
  3. Convert percentage-point movement into basis points so deals can be ranked consistently.
  4. Join deal metadata, issuer shelf, vintage, FICO distribution chart context, and chart URLs.
  5. Publish tables for biggest deterioration, improving deals, highest current rates, issuer cohorts, and FICO-supported cohorts.
Boundary

This is a disclosure tracker, not a ratings index

The page ranks parsed movements from DealCharts chart rows. It does not replace a rating-agency index and does not infer legal prime or subprime labels where FICO chart support is missing.
Auto ABS dealsFund holdersSubprime watchAsk Cairn
FAQ

Questions this auto ABS tracker answers

What is the current auto ABS delinquency rate in this tracker?

The current mapped DealCharts auto ABS delinquency average is 7.85% across 486 deal-level delinquency chart rows. The latest disclosure date in the tracker is 2026-07-01.

Which auto ABS deal deteriorated the most in the current mapped data?

EART 2026-2 shows the largest parsed delinquency increase, moving +399 bps to 9.05%.

Does this page classify prime and subprime auto ABS?

Only where the current public chart index supports it. DealCharts joins FICO distribution charts when available and separately shows a high-delinquency cohort. It does not infer legal, ratings, or marketing labels when the chart data does not support them.

Where does the auto ABS performance data come from?

The tracker is built from DealCharts Auto ABS chart rows derived from SEC-filed servicer reports. Each row links back to the underlying deal page and the delinquency chart used for the parsed previous-to-current movement.
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© 2026 CMD+RVL. All rights reserved.·Not investment advice. For informational purposes only.·Built 2026-07-08