Auto ABS issuer tracker
HAROT Auto ABS Performance Tracker
A source-backed issuer page for HAROT auto ABS delinquency movement: biggest deterioration, current delinquency, watch-list rows, FICO context, deal links, and chart receipts.Latest disclosure date in this issuer page: 2026-07-16. Movement split: 28 rising, 1 falling, 6 flat.Mapped deal rows35
Avg current delinquency1.13%
Avg movement+9 bps
Latest disclosure date2026-07-16
Highest current dealHAROT 2023-1 (2.19%)
Issuer snapshot
HAROT mapped Auto ABS rows
DealCharts maps 35 HAROT rows with average current delinquency of 1.13% and average movement of +9 bps. The highest current mapped row is HAROT 2023-1 at 2.19%.
FICO context
Disclosure-supported cohorting
Issuer rows inherit the same FICO chart context used by the full tracker. Cohorts are shown only when the public chart index supports them; the page does not infer legal prime or subprime labels.
Deals to watch
No high-delinquency HAROT watch rows in this cut
The issuer page still lists every mapped row below.None of the mapped HAROT rows crossed the current watch-list thresholds for high delinquency or sharp deterioration. Review the full deal table for lower-level movement.
Biggest deterioration
HAROT auto ABS deals with the largest delinquency-rate increases
20 rows ranked by basis-point increase| Deal | Vintage | Previous | Current | Move | Direction | Disclosure date | Chart |
|---|---|---|---|---|---|---|---|
| HAROT 2023-1 | 2023 | 1.81% | 2.19% | +38 bps | Rising | 2026-07-16 | Open |
| HAROT 2023-3 | 2023 | 1.55% | 1.81% | +26 bps | Rising | 2026-07-16 | Open |
| HAROT 2023-4 | 2023 | 1.27% | 1.51% | +24 bps | Rising | 2026-07-16 | Open |
| HAROT 2023-2 | 2023 | 1.51% | 1.74% | +23 bps | Rising | 2026-07-16 | Open |
| HAROT 2024-1 | 2024 | 1.20% | 1.42% | +22 bps | Rising | 2026-07-16 | Open |
| HAROT 2017-2 | 2017 | 0.68% | 0.89% | +21 bps | Rising | 2020-12-15 | Open |
| HAROT 2022-1 | 2022 | 1.24% | 1.41% | +17 bps | Rising | 2025-09-23 | Open |
| HAROT 2024-3 | 2024 | 1.29% | 1.44% | +15 bps | Rising | 2026-07-16 | Open |
| HAROT 2020-2 | 2020 | 0.74% | 0.88% | +14 bps | Rising | 2023-11-17 | Open |
| HAROT 2026-2 | 2026 | 0.50% | 0.64% | +14 bps | Rising | 2026-07-16 | Open |
| HAROT 2021-4 | 2021 | 0.97% | 1.10% | +13 bps | Rising | 2025-06-20 | Open |
| HAROT 2019-4 | 2019 | 0.82% | 0.95% | +13 bps | Rising | 2023-05-22 | Open |
| HAROT 2018-3 | 2018 | 0.68% | 0.81% | +13 bps | Rising | 2022-02-23 | Open |
| HAROT 2025-1 | 2025 | 0.97% | 1.09% | +12 bps | Rising | 2026-07-16 | Open |
| HAROT 2025-2 | 2025 | 1.20% | 1.31% | +11 bps | Rising | 2026-07-16 | Open |
| HAROT 2025-3 | 2025 | 1.03% | 1.14% | +11 bps | Rising | 2026-07-16 | Open |
| HAROT 2024-4 | 2024 | 1.37% | 1.47% | +10 bps | Rising | 2026-07-16 | Open |
| HAROT 2024-2 | 2024 | 1.41% | 1.50% | +9 bps | Rising | 2026-07-16 | Open |
| HAROT 2025-4 | 2025 | 0.97% | 1.06% | +9 bps | Rising | 2026-07-16 | Open |
| HAROT 2019-1 | 2019 | 0.61% | 0.70% | +9 bps | Rising | 2022-08-19 | Open |
Improving deals
HAROT auto ABS deals with delinquency-rate declines
1 rows ranked by basis-point decline| Deal | Vintage | Previous | Current | Move | Direction | Disclosure date | Chart |
|---|---|---|---|---|---|---|---|
| HAROT 2022-2 | 2022 | 2.20% | 1.90% | -30 bps | Falling | 2026-02-20 | Open |
All mapped rows
All HAROT auto ABS delinquency rows
35 rows, sorted by disclosure date| Deal | Vintage | Previous | Current | Move | Direction | Disclosure date | Chart |
|---|---|---|---|---|---|---|---|
| HAROT 2023-1 | 2023 | 1.81% | 2.19% | +38 bps | Rising | 2026-07-16 | Open |
| HAROT 2023-3 | 2023 | 1.55% | 1.81% | +26 bps | Rising | 2026-07-16 | Open |
| HAROT 2023-2 | 2023 | 1.51% | 1.74% | +23 bps | Rising | 2026-07-16 | Open |
| HAROT 2023-4 | 2023 | 1.27% | 1.51% | +24 bps | Rising | 2026-07-16 | Open |
| HAROT 2024-2 | 2024 | 1.41% | 1.50% | +9 bps | Rising | 2026-07-16 | Open |
| HAROT 2024-4 | 2024 | 1.37% | 1.47% | +10 bps | Rising | 2026-07-16 | Open |
| HAROT 2024-3 | 2024 | 1.29% | 1.44% | +15 bps | Rising | 2026-07-16 | Open |
| HAROT 2024-1 | 2024 | 1.20% | 1.42% | +22 bps | Rising | 2026-07-16 | Open |
| HAROT 2025-2 | 2025 | 1.20% | 1.31% | +11 bps | Rising | 2026-07-16 | Open |
| HAROT 2025-3 | 2025 | 1.03% | 1.14% | +11 bps | Rising | 2026-07-16 | Open |
| HAROT 2025-1 | 2025 | 0.97% | 1.09% | +12 bps | Rising | 2026-07-16 | Open |
| HAROT 2025-4 | 2025 | 0.97% | 1.06% | +9 bps | Rising | 2026-07-16 | Open |
| HAROT 2026-1 | 2026 | 0.67% | 0.74% | +7 bps | Rising | 2026-07-16 | Open |
| HAROT 2026-2 | 2026 | 0.50% | 0.64% | +14 bps | Rising | 2026-07-16 | Open |
| HAROT 2022-2 | 2022 | 2.20% | 1.90% | -30 bps | Falling | 2026-02-20 | Open |
| HAROT 2022-1 | 2022 | 1.24% | 1.41% | +17 bps | Rising | 2025-09-23 | Open |
| HAROT 2021-4 | 2021 | 0.97% | 1.10% | +13 bps | Rising | 2025-06-20 | Open |
| HAROT 2021-3 | 2021 | 1.40% | 1.40% | 0 bps | Flat | 2025-03-21 | Open |
| HAROT 2021-2 | 2021 | 1.60% | 1.64% | +4 bps | Rising | 2024-12-17 | Open |
| HAROT 2021-1 | 2021 | 1.15% | 1.18% | +3 bps | Rising | 2024-09-20 | Open |
| HAROT 2020-3 | 2020 | 1.41% | 1.41% | 0 bps | Flat | 2024-02-20 | Open |
| HAROT 2020-2 | 2020 | 0.74% | 0.88% | +14 bps | Rising | 2023-11-17 | Open |
| HAROT 2020-1 | 2020 | 0.73% | 0.74% | +1 bps | Rising | 2023-07-18 | Open |
| HAROT 2019-4 | 2019 | 0.82% | 0.95% | +13 bps | Rising | 2023-05-22 | Open |
| HAROT 2019-3 | 2019 | 0.87% | 0.87% | 0 bps | Flat | 2023-01-24 | Open |
| HAROT 2019-2 | 2019 | 0.75% | 0.76% | +1 bps | Rising | 2022-11-18 | Open |
| HAROT 2019-1 | 2019 | 0.61% | 0.70% | +9 bps | Rising | 2022-08-19 | Open |
| HAROT 2018-4 | 2018 | 0.45% | 0.45% | 0 bps | Flat | 2022-05-20 | Open |
| HAROT 2018-3 | 2018 | 0.68% | 0.81% | +13 bps | Rising | 2022-02-23 | Open |
| HAROT 2018-2 | 2018 | 0.58% | 0.60% | +2 bps | Rising | 2021-11-22 | Open |
| HAROT 2018-1 | 2018 | 0.62% | 0.70% | +8 bps | Rising | 2021-08-23 | Open |
| HAROT 2017-4 | 2017 | 0.50% | 0.50% | 0 bps | Flat | 2021-05-20 | Open |
| HAROT 2017-3 | 2017 | 0.77% | 0.77% | 0 bps | Flat | 2021-03-22 | Open |
| HAROT 2017-2 | 2017 | 0.68% | 0.89% | +21 bps | Rising | 2020-12-15 | Open |
| HAROT 2017-1 | 2017 | 0.83% | 0.85% | +2 bps | Rising | 2020-10-21 | Open |
Methodology
How the HAROT page is built
- Start with Auto ABS delinquency chart rows generated from SEC-filed servicer reports.
- Group rows by issuer or shelf label derived from the DealCharts deal name.
- Parse previous and current delinquency percentages from the chart sentence.
- Rank each issuer page by basis-point movement, current delinquency, and watch-list thresholds.
- Link every row back to its deal page and chart URL for source inspection.
Boundary
Issuer rollup, not a rating-agency index
This page is a DealCharts disclosure rollup for HAROT. It does not infer legal prime or subprime labels and does not replace rating-agency surveillance.