GSMS 2020-GC45 – Deal Overview & Connected Data

Explore verified charts, linked entities, and recent activity for this CMBS deal. Data last updated October 23, 2025.
2025-10-23
Coverage: Freshness: Latency: Last schema change:

Quick Answer

What is GSMS 2020-GC45? A US commercial mortgage-backed security ($1.3B; 52 loans; 193 properties).

Identifiers: Series gsms2020-gc45; CIK 1798388.

Unique value: Dealcharts provides computed pool metrics, time-series performance analysis, and cross-deal comparisons not available in raw SEC EDGAR filings.

Sources: SEC EDGAR CIK 1798388.

Who's Involved#

Rating AgenciesS&P, Fitch, Morningstar
Special ServicerCWCapital Asset Management
Certificate AdministratorWells Fargo Bank, N.A.
Special ServicerMidland Loan Services
Master ServicerMidland Loan Services
Special ServicerStarwood Commercial Mortgage Depositor
DepositorGS Mortgage Securities Corporation II
Operating AdvisorPentalpha Surveillance
Certificate AdministratorComputershare Trust Company, N.A.
Special ServicerK-Star Asset Management

Deal Metrics

Key performance indicators and statistics tracking the deal's current status and history.

Deal Overview

Original Trust Amount
$1,328,693,125
Current Trust Amount
$1,248,727,440
Number of Loans
52
Number of Properties
193
Average Loan Size
$25,551,791

Portfolio Characteristics

Weighted Average Interest Rate
3.6%
Weighted Average Term
115 months
Original Valuation
$16,903,800,000
Current Valuation
$15,898,600,000

Key Dates

Origination Date
12/20/2019
Latest Valuation
4/21/2025
Latest Transfer
9/17/2025
Latest Return
N/A
Latest Modification
11/1/2019

Special Servicing Status

Loans in Special Servicing
2
Special Servicing Balance
$87,500,000
Loans Returned to Master
0
Balance Returned
N/A
Avg Time in Special Servicing
282 days
Avg Time to Return
0 days

Valuation Changes

Updated Valuations
1
Total Updated Value
$1,400,000,000
Value Change Amount
-$710,000,000
Value Change Percentage
-33.6%

Modifications

Number of Modifications
2
Modified Balance
$49,945,669

Fund Exposure#

Source: NPORT-P & related disclosures • 2025-08-22
Fund NameFiling DateFIGILEITranchesTotal ValueReporting Period
Loomis Sayles Core Plus Bond Fund2025-08-29Search FIGILookup LEIA-5$6,118,8942025-09-30
Nuveen Bond Index Fund2025-08-28Search FIGILookup LEIA-2, A-S$4,626,4712026-03-31
Fidelity Investment Grade Bond Central Fund2025-08-22Search FIGILookup LEIA-AB$4,186,1432025-09-30
Schwab U.S. Aggregate Bond ETF2025-08-25Search FIGILookup LEIA-5$3,246,5922025-12-31
Virtus Newfleet Multi-Sector Short Term Bond Fund2025-08-26Search FIGILookup LEIA-S$2,401,2162025-09-30
JNL/DoubleLine Total Return Fund2020-05-28Search FIGILookup LEIX-A$2,331,8322020-12-31
Fidelity Real Estate High Income Fund2025-07-24Search FIGILookup LEISW-D*$1,335,3182025-11-30
Fidelity Total Bond Fund2025-07-24Search FIGILookup LEISW-D*, D$1,284,7252025-08-31
KP Fixed Income Fund2020-11-25Search FIGILookup LEIA-5$1,220,1492020-12-31
VIP Investment Grade Bond II Portfolio2025-08-22Search FIGILookup LEIA-5$1,155,4592025-12-31
VP Inflation Protection Fund2020-05-27Search FIGILookup LEIA-S$966,0292020-12-31
Fidelity Total Bond ETF2025-07-24Search FIGILookup LEISW-B$903,6122025-08-31
New Covenant Income Fund2025-08-28Search FIGILookup LEIA-5$824,6882025-06-30
American Funds Strategic Bond Fund2025-08-25Search FIGILookup LEIB, C$674,4432025-12-31
Virtus Newfleet CMBS MACS2025-08-26Search FIGILookup LEIA-S$588,8912025-06-30
RiverNorth/DoubleLine Strategic Income Fund2025-08-28Search FIGILookup LEIB$575,9352025-09-30
Virtus Tactical Allocation Fund2025-02-27Search FIGILookup LEIA-S$504,1072025-09-30
Series E (Total Return Bond Series)2025-08-27Search FIGILookup LEIX-A$209,9702025-12-31
VP Balanced Fund2020-05-27Search FIGILookup LEIA-S$193,2062020-12-31
AST Target Maturity Central Portfolio2025-08-27Search FIGILookup LEIA-3, A-4$189,6602025-12-31
Bond Fund of America2025-08-25Search FIGILookup LEIA-5$161,5742025-12-31
The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio2025-08-27Search FIGILookup LEIA-S$91,6522025-06-30
Virtus Tactical Allocation Series2025-02-26Search FIGILookup LEIA-S$71,3782024-12-31
Multimanager Core Bond Portfolio2025-08-26Search FIGILookup LEIX-A$69,2882025-12-31
GuideMark Core Fixed Income Fund2025-08-28Search FIGILookup LEIX-A$30,5012026-03-31
Fund NameTranchesIds
Loomis Sayles Core Plus Bond Fund
$6,118,894
2025-09-30
A-5Search FIGI
Lookup LEI
Nuveen Bond Index Fund
$4,626,471
2026-03-31
A-2, A-SSearch FIGI
Lookup LEI
Fidelity Investment Grade Bond Central Fund
$4,186,143
2025-09-30
A-ABSearch FIGI
Lookup LEI
Schwab U.S. Aggregate Bond ETF
$3,246,592
2025-12-31
A-5Search FIGI
Lookup LEI
Virtus Newfleet Multi-Sector Short Term Bond Fund
$2,401,216
2025-09-30
A-SSearch FIGI
Lookup LEI
JNL/DoubleLine Total Return Fund
$2,331,832
2020-12-31
X-ASearch FIGI
Lookup LEI
Fidelity Real Estate High Income Fund
$1,335,318
2025-11-30
SW-D*Search FIGI
Lookup LEI
Fidelity Total Bond Fund
$1,284,725
2025-08-31
SW-D*, DSearch FIGI
Lookup LEI
KP Fixed Income Fund
$1,220,149
2020-12-31
A-5Search FIGI
Lookup LEI
VIP Investment Grade Bond II Portfolio
$1,155,459
2025-12-31
A-5Search FIGI
Lookup LEI
VP Inflation Protection Fund
$966,029
2020-12-31
A-SSearch FIGI
Lookup LEI
Fidelity Total Bond ETF
$903,612
2025-08-31
SW-BSearch FIGI
Lookup LEI
New Covenant Income Fund
$824,688
2025-06-30
A-5Search FIGI
Lookup LEI
American Funds Strategic Bond Fund
$674,443
2025-12-31
B, CSearch FIGI
Lookup LEI
Virtus Newfleet CMBS MACS
$588,891
2025-06-30
A-SSearch FIGI
Lookup LEI
RiverNorth/DoubleLine Strategic Income Fund
$575,935
2025-09-30
BSearch FIGI
Lookup LEI
Virtus Tactical Allocation Fund
$504,107
2025-09-30
A-SSearch FIGI
Lookup LEI
Series E (Total Return Bond Series)
$209,970
2025-12-31
X-ASearch FIGI
Lookup LEI
VP Balanced Fund
$193,206
2020-12-31
A-SSearch FIGI
Lookup LEI
AST Target Maturity Central Portfolio
$189,660
2025-12-31
A-3, A-4Search FIGI
Lookup LEI
Bond Fund of America
$161,574
2025-12-31
A-5Search FIGI
Lookup LEI
The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio
$91,652
2025-06-30
A-SSearch FIGI
Lookup LEI
Virtus Tactical Allocation Series
$71,378
2024-12-31
A-SSearch FIGI
Lookup LEI
Multimanager Core Bond Portfolio
$69,288
2025-12-31
X-ASearch FIGI
Lookup LEI
GuideMark Core Fixed Income Fund
$30,501
2026-03-31
X-ASearch FIGI
Lookup LEI
25 of 25 funds* Use toggle buttons to sort
* This table is not yet exhaustive. It is a new feature and contains only the funds we have found so far based on the tranche identifiers we know about. We are still working on it!
* The FIGI Search url provided for each fund will link you to the OpenFIGI search page to lookup FIGI identifiers.
* Reporting Period represents the reporting period end date from the NPORT-P filing.
* For full disclosures, please visit our disclosures page.
Filings are mapped to tranches/deals with normalized identifiers.Quality & lineageFund not listed or misattributed? Contact us at data@dealcharts.org to ensure accurate exposure mapping.

Provenance & Documents

Issuance → amendments → reports. Tap to view on SEC.
2025-10-23
Latest
Monthly Remittance Report
Document filing with updated information.
View on SEC →
2020-01-30
Final Prospectus
Document filing with updated information.
View on SEC →
2020-01-16
Final Termsheet
Document filing with updated information.
View on SEC →
2020-01-08
Preliminary Prospectus
Document filing with updated information.
View on SEC →
2020-01-06
Annex A
Document filing with updated information.
View on SEC →

Context & Commentary#

Entity Statements

💬 Servicer Commentary

2025-10-23
Prospectus ID: 8A13
The loan is transferring to the Special Servicer, LNR, due to Imminent Monetary Default (excluding maturity or single tenant bankruptcy). As Borrower’s largest tenant has downsized and has a free rent period associated with its lease renewal, Borrower is stating there is no longer sufficient cash flow to cover debt service and operating expenses. Related Loans: 030317968 - A1-2-1; 030317594 - A1-3; 030317803 - A1-4; 030317613 - A1-5; 030317945 - A1-6; 030317840 - A1-7; 030317595 - A2-1; 030317825 - A2-2; 030317826 - A2-5; 030317827 - A2-7; 030317621 - A3-1.
Open Deal →

💬 Servicer Commentary

2025-10-23
Prospectus ID: 8A21
The loan is transferring to the Special Servicer, LNR, due to Imminent Monetary Default (excluding maturity or single tenant bankruptcy). As Borrower’s largest tenant has downsized and has a free rent period associated with its lease renewal, Borrower is stating there is no longer sufficient cash flow to cover debt service and operating expenses. Related Loans: 030317968 - A1-2-1; 030317594 - A1-3; 030317803 - A1-4; 030317613 - A1-5; 030317945 - A1-6; 030317840 - A1-7; 030317595 - A2-1; 030317825 - A2-2; 030317826 - A2-5; 030317827 - A2-7; 030317621 - A3-1.
Open Deal →

External Analysis

No external analysis linked yet. Become a Verified Contributor to publish and link your research.
All items include provenance (author, timestamp, source). See Create-Data for how verified notes become training-ready artifacts.Have a source-backed clarification? Add verified context.
Have a source-backed note on this deal? Add verified context and help the market ground analysis in citations.

Datasets & API#

Machine-readable spec (ODPS): /odps/cmbs-deals.yaml
GET https://api.dealcharts.org/deals/gsms2020-gc45
{
  "deal_id": "gsms2020-gc45",
  "issuer": "",
  "shelf": "",
  "issue_date": "",
  "linked_entities": [
  {
    "role": "Rating Agencies",
    "name": "S&P, Fitch, Morningstar"
  },
  {
    "role": "Special Servicer",
    "name": "CWCapital Asset Management"
  },
  {
    "role": "Certificate Administrator",
    "name": "Wells Fargo Bank, N.A."
  },
  {
    "role": "Special Servicer",
    "name": "Midland Loan Services"
  },
  {
    "role": "Master Servicer",
    "name": "Midland Loan Services"
  },
  {
    "role": "Special Servicer",
    "name": "Starwood Commercial Mortgage Depositor"
  },
  {
    "role": "Depositor",
    "name": "GS Mortgage Securities Corporation II"
  },
  {
    "role": "Operating Advisor",
    "name": "Pentalpha Surveillance"
  },
  {
    "role": "Certificate Administrator",
    "name": "Computershare Trust Company, N.A."
  },
  {
    "role": "Special Servicer",
    "name": "K-Star Asset Management"
  }
]
}


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CMBS Fund Holdings Dataset

Filing data from sec.gov NPORT-P to produce the Fund Holdings table.

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