GSMS 2020-GC45 – Deal Overview & Connected Data
Explore verified charts, linked entities, and recent activity for this CMBS deal. Data last updated October 23, 2025.2025-10-23
Coverage: —Freshness: —Latency: —Last schema change: —
Quick Answer
What is GSMS 2020-GC45? A US commercial mortgage-backed security ($1.3B; 52 loans; 193 properties).
Identifiers: Series gsms2020-gc45; CIK 1798388.
Unique value: Dealcharts provides computed pool metrics, time-series performance analysis, and cross-deal comparisons not available in raw SEC EDGAR filings.
Sources: SEC EDGAR CIK 1798388.
📋 Quick Links
Who's Involved#
Rating AgenciesS&P, Fitch, Morningstar
Special ServicerCWCapital Asset Management
Certificate AdministratorWells Fargo Bank, N.A.
Special ServicerMidland Loan Services
Master ServicerMidland Loan Services
Special ServicerStarwood Commercial Mortgage Depositor
DepositorGS Mortgage Securities Corporation II
Operating AdvisorPentalpha Surveillance
Certificate AdministratorComputershare Trust Company, N.A.
Special ServicerK-Star Asset Management
Deal Metrics
Key performance indicators and statistics tracking the deal's current status and history.Deal Overview
Original Trust Amount
$1,328,693,125Current Trust Amount
$1,248,727,440Number of Loans
52Number of Properties
193Average Loan Size
$25,551,791Portfolio Characteristics
Weighted Average Interest Rate
3.6%Weighted Average Term
115 monthsOriginal Valuation
$16,903,800,000Current Valuation
$15,898,600,000Key Dates
Origination Date
12/20/2019Latest Valuation
4/21/2025Latest Transfer
9/17/2025Latest Return
N/ALatest Modification
11/1/2019Special Servicing Status
Loans in Special Servicing
2Special Servicing Balance
$87,500,000Loans Returned to Master
0Balance Returned
N/AAvg Time in Special Servicing
282 daysAvg Time to Return
0 daysValuation Changes
Updated Valuations
1Total Updated Value
$1,400,000,000Value Change Amount
-$710,000,000Value Change Percentage
-33.6%Modifications
Number of Modifications
2Modified Balance
$49,945,669Deal Charts
Visual analytics and interactive charts showing the deal's performance over time. Track key metrics like balance, delinquency rates, and special servicing status through interactive visualizations.
Fund Exposure#
Source: NPORT-P & related disclosures • 2025-08-2225 of 25 funds* Use toggle buttons to sort
* This table is not yet exhaustive. It is a new feature and contains only the funds we have found so far based on the tranche identifiers we know about. We are still working on it!
* The FIGI Search url provided for each fund will link you to the OpenFIGI search page to lookup FIGI identifiers.
* Reporting Period represents the reporting period end date from the NPORT-P filing.
* For full disclosures, please visit our disclosures page.
* The FIGI Search url provided for each fund will link you to the OpenFIGI search page to lookup FIGI identifiers.
* Reporting Period represents the reporting period end date from the NPORT-P filing.
* For full disclosures, please visit our disclosures page.
Provenance & Documents
Issuance → amendments → reports. Tap to view on SEC.Context & Commentary#
Entity Statements
💬 Servicer Commentary
2025-10-23
Prospectus ID: 8A13
The loan is transferring to the Special Servicer, LNR, due to Imminent Monetary Default (excluding maturity or single tenant bankruptcy). As Borrower’s largest tenant has downsized and has a free rent period associated with its lease renewal, Borrower is stating there is no longer sufficient cash flow to cover debt service and operating expenses. Related Loans: 030317968 - A1-2-1; 030317594 - A1-3; 030317803 - A1-4; 030317613 - A1-5; 030317945 - A1-6; 030317840 - A1-7; 030317595 - A2-1; 030317825 - A2-2; 030317826 - A2-5; 030317827 - A2-7; 030317621 - A3-1.
💬 Servicer Commentary
2025-10-23
Prospectus ID: 8A21
The loan is transferring to the Special Servicer, LNR, due to Imminent Monetary Default (excluding maturity or single tenant bankruptcy). As Borrower’s largest tenant has downsized and has a free rent period associated with its lease renewal, Borrower is stating there is no longer sufficient cash flow to cover debt service and operating expenses. Related Loans: 030317968 - A1-2-1; 030317594 - A1-3; 030317803 - A1-4; 030317613 - A1-5; 030317945 - A1-6; 030317840 - A1-7; 030317595 - A2-1; 030317825 - A2-2; 030317826 - A2-5; 030317827 - A2-7; 030317621 - A3-1.
External Analysis
No external analysis linked yet. Become a Verified Contributor to publish and link your research.Have a source-backed note on this deal? Add verified context and help the market ground analysis in citations.
Datasets & API#
Machine-readable spec (ODPS): /odps/cmbs-deals.yamlGET https://api.dealcharts.org/deals/gsms2020-gc45
{
"deal_id": "gsms2020-gc45",
"issuer": "",
"shelf": "",
"issue_date": "",
"linked_entities": [
{
"role": "Rating Agencies",
"name": "S&P, Fitch, Morningstar"
},
{
"role": "Special Servicer",
"name": "CWCapital Asset Management"
},
{
"role": "Certificate Administrator",
"name": "Wells Fargo Bank, N.A."
},
{
"role": "Special Servicer",
"name": "Midland Loan Services"
},
{
"role": "Master Servicer",
"name": "Midland Loan Services"
},
{
"role": "Special Servicer",
"name": "Starwood Commercial Mortgage Depositor"
},
{
"role": "Depositor",
"name": "GS Mortgage Securities Corporation II"
},
{
"role": "Operating Advisor",
"name": "Pentalpha Surveillance"
},
{
"role": "Certificate Administrator",
"name": "Computershare Trust Company, N.A."
},
{
"role": "Special Servicer",
"name": "K-Star Asset Management"
}
]
}Access the underlying datasets used to power these analytics.

CMBS Fund Holdings Dataset
Filing data from sec.gov NPORT-P to produce the Fund Holdings table.
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