GSMS 2020-GC45 – Deal Overview & Connected Data
Explore verified charts, linked entities, and recent activity for this CMBS deal. Data last updated February 23, 2026.2026-02-23
Coverage: —Freshness: —Latency: —Last schema change: —
Quick Answer
What is GSMS 2020-GC45? A US commercial mortgage-backed security ($1.3B; 51 loans; 193 properties).
Identifiers: Series gsms2020-gc45; CIK 1798388.
Unique value: Dealcharts provides computed pool metrics, time-series performance analysis, and cross-deal comparisons not available in raw SEC EDGAR filings.
Sources: SEC EDGAR CIK 1798388.
📋 Quick Links
Who's Involved#
Rating AgenciesS&P, Fitch, Morningstar
Special ServicerCWCapital Asset Management
Certificate AdministratorWells Fargo Bank, N.A.
DepositorGS Mortgage Securities Corporation II
Master ServicerMidland Loan Services
Special ServicerStarwood Commercial Mortgage Depositor
Special ServicerMidland Loan Services
Certificate AdministratorComputershare Trust Company, N.A.
Operating AdvisorPentalpha Surveillance
Special ServicerK-Star Asset Management
Deal Metrics
Key performance indicators and statistics tracking the deal's current status and history.Deal Overview
Original Trust Amount
$1,328,693,125Current Trust Amount
$1,245,998,073Number of Loans
51Number of Properties
193Average Loan Size
$25,551,791Portfolio Characteristics
Weighted Average Interest Rate
3.6%Weighted Average Term
115 monthsWA DSCR (NCF) at Issuance
3.22xWA DSCR (NCF) Current
2.97xOriginal Valuation
$16,903,800,000Current Valuation
$15,638,600,000Key Dates
Origination Date
12/20/2019Latest Valuation
10/1/2025Latest Transfer
9/17/2025Latest Return
N/ALatest Modification
11/1/2019Special Servicing Status
Loans in Special Servicing
2Special Servicing Balance
$87,500,000Loans Returned to Master
0Balance Returned
N/AAvg Time in Special Servicing
402 daysAvg Time to Return
0 daysValuation Changes
Updated Valuations
2Total Updated Value
$2,350,000,000Value Change Amount
-$970,000,000Value Change Percentage
-55.1%Modifications
Number of Modifications
2Modified Balance
$49,592,339Deal Charts
Charts showing deal performance over time.
Fund Exposure#
Source: NPORT-P & related disclosures • 2020-05-2714 of 14 funds* Use toggle buttons to sort
* This table is not yet exhaustive. It is a new feature and contains only the funds we have found so far based on the tranche identifiers we know about. We are still working on it!
* The FIGI Search url provided for each fund will link you to the OpenFIGI search page to lookup FIGI identifiers.
* Reporting Period represents the reporting period end date from the NPORT-P filing.
* For full disclosures, please visit our disclosures page.
* The FIGI Search url provided for each fund will link you to the OpenFIGI search page to lookup FIGI identifiers.
* Reporting Period represents the reporting period end date from the NPORT-P filing.
* For full disclosures, please visit our disclosures page.
Provenance & Documents
Issuance → amendments → reports. Tap to view on SEC.Context & Commentary#
Entity Statements
💬 Servicer Commentary
2026-02-23
Prospectus ID: 8A13
12/10/2025- The loan was transferred to Special Servicing on September 17, 2025, due to a payment default (waterfall shortfall not funded by the Borrower). The Borrower also formally requested the transfer at that time. A Pre-Negotiation Agreement was exe cuted with both the Borrower and Guarantor. The asset is currently 74% leased. An updated appraisal was recently completed, and the Appraisal Reduction Amount (ARA) calculation was submitted to the Master Servicer in accordance with the Trust and Servicin g Agreement. The Borrower has funded a reinstatement payment to bring the loan current, along with reserves to cover projected shortfalls over the next 12 months. In addition, the Borrower funded $1.5 million into a new leasing reserve account. With these actions completed, the Special Servicer will return the loan to the Master Servicer. No modification or workout fee will be charged in connection with this Corrected loan.
💬 Servicer Commentary
2026-02-23
Prospectus ID: 8A21
12/10/2025- The loan was transferred to Special Servicing on September 17, 2025, due to a payment default (waterfall shortfall not funded by the Borrower). The Borrower also formally requested the transfer at that time. A Pre-Negotiation Agreement was exe cuted with both the Borrower and Guarantor. The asset is currently 74% leased. An updated appraisal was recently completed, and the Appraisal Reduction Amount (ARA) calculation was submitted to the Master Servicer in accordance with the Trust and Servicin g Agreement. The Borrower has funded a reinstatement payment to bring the loan current, along with reserves to cover projected shortfalls over the next 12 months. In addition, the Borrower funded $1.5 million into a new leasing reserve account. With these actions completed, the Special Servicer will return the loan to the Master Servicer. No modification or workout fee will be charged in connection with this Corrected loan.
External Analysis
No external analysis linked yet. Contact us to publish and link your research.Have a source-backed note on this deal? Contact us.
Datasets & API#
Machine-readable spec (ODPS): /odps/cmbs-deals.yamlGET https://api.dealcharts.org/deals/gsms2020-gc45
{
"deal_id": "gsms2020-gc45",
"issuer": "",
"shelf": "",
"issue_date": "",
"linked_entities": [
{
"role": "Rating Agencies",
"name": "S&P, Fitch, Morningstar"
},
{
"role": "Special Servicer",
"name": "CWCapital Asset Management"
},
{
"role": "Certificate Administrator",
"name": "Wells Fargo Bank, N.A."
},
{
"role": "Depositor",
"name": "GS Mortgage Securities Corporation II"
},
{
"role": "Master Servicer",
"name": "Midland Loan Services"
},
{
"role": "Special Servicer",
"name": "Starwood Commercial Mortgage Depositor"
},
{
"role": "Special Servicer",
"name": "Midland Loan Services"
},
{
"role": "Certificate Administrator",
"name": "Computershare Trust Company, N.A."
},
{
"role": "Operating Advisor",
"name": "Pentalpha Surveillance"
},
{
"role": "Special Servicer",
"name": "K-Star Asset Management"
}
]
}Access the underlying datasets used to power these analytics.
CMBS Fund Holdings Dataset
Filing data from sec.gov NPORT-P to produce the Fund Holdings table.
Paid
CREFC IRP standardized datasets
Get the standardized dataset following the CREFC IRP format, ideal for advanced reporting and analysis.
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