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CMBS dealSpecial servicing active

GSMS 2020-GC45

As of 10/22/2026Source: SEC EDGAR, CIK 1798388
Latest answer
Collateral metrics, filing comparisons, transaction parties, and fund holdings for GSMS 2020-GC45.

Material changes

6 loan records flagged; 52 records in the current tape.

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Reporting periods 2026-09-09 → 2026-10-09

Latest available comparison in this snapshot. Saved run 2026-10-22.

Asset 35

Payment status · filed code
PRIOR0 · CurrentCURRENTB · Late, less than 30 days delinquent
Paid through
PRIOR2026-09-06CURRENT2026-09-06

Asset 8

Payment status · filed code
PRIORA · In grace period or not yet dueCURRENT0 · Current
Paid through
PRIOR2026-08-08CURRENT2026-10-08
Prior filing · 2026-09-23 ↗Current filing · 2026-10-22 ↗All changes for this deal →

Selected fields from up to two flagged records. A newly reported event date can precede the filing date.

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Interpretation · bring the source data

For GSMS 2020-GC45, how would changes in occupancy, debt-service coverage, and special servicing affect the questions a CMBS investor should investigate? Separate interpretation from facts that need a current filing.

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Dataset retrieval · reporting dates + lineage

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Coverage: 100%Freshness: 10 days
Context brief

Quick Answer

What is GSMS 2020-GC45? A US commercial mortgage-backed security issued January 2020 ($1.3B; 51 loans; 152 properties).

Identifiers: Shelf GSMS; Series gsms2020-gc45; CIK 1798388.

On Dealcharts: Pool metrics, performance over time, and comparisons across deals, calculated from SEC EDGAR filings.

Sources: SEC EDGAR CIK 1798388.

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Part of:2020 VintageGSMS ShelfK-Star Asset Management (Special Servicer)Midland Loan Services (Special Servicer)Starwood Commercial Mortgage Depositor (Special Servicer)CWCapital Asset Management (Special Servicer)
Machine-readable data: https://dealcharts.org/llm/facts/gsms2020-gc45.json · API docs
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Deal exhibit

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The deal page is the exhibit. Source filings, facts endpoints, per-deal datasets, holder maps, charts, and receipt routes appear here only when the underlying source exists for this deal.
On this page:Entities10Metrics34Charts15Macro Context1Fund Holdings10Documents6Analysis & Commentary2

Who's Involved#

Rating AgenciesS&P, Fitch, Morningstar
Special ServicerK-Star Asset Management
Certificate AdministratorComputershare Trust Company, N.A.
DepositorGS Mortgage Securities Corporation II
Special ServicerMidland Loan Services
Operating AdvisorPentalpha Surveillance
Master ServicerMidland Loan Services
Certificate AdministratorWells Fargo Bank, N.A.

Deal Metrics

Key performance indicators and statistics tracking the deal's current status and history.

Deal Overview

Aggregate Original Loan Amount
Current Trust Amount
Number of Loans
Number of Properties
Average Loan Size

Portfolio Characteristics

Weighted Average Interest Rate
Weighted Average Term
WA DSCR (NCF) at Issuance
WA DSCR (NCF) Current
Original Valuation
Current Valuation

Key Dates

Origination Date
Latest Valuation
Latest Transfer
Latest Return
Latest Modification

Special Servicing Status

Loans in Special Servicing
Special Servicing Balance
Loans Returned to Master
Balance Returned
Avg Time in Special Servicing
Avg Time to Return

Valuation Changes

Updated Valuations
Total Updated Value
Value Change Amount
Value Change Percentage

Modifications

Number of Modifications
Modified Balance

Deal Charts

Charts showing deal performance over time.

Geographic Distribution - GSMS 2020-GC45 - All States
2026-10-22

Fund Exposure#

Source: NPORT-P & related disclosures • 2026-08-27
Fund NameFiling DateFIGILEITranchesTotal ValueReporting Period
VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND2025-06-30Search FIGILookup LEIA-5$3,353,4922026-01-31
JNL/DoubleLine Total Return Fund2020-05-28Search FIGILookup LEIX-A$2,331,8322020-12-31
Multi-Manager Total Return Bond Strategies Fund2026-10-28Search FIGILookup LEIA-5$1,688,2352026-08-31
KP Fixed Income Fund2020-11-25Search FIGILookup LEIA-5$1,220,1492020-12-31
VP Inflation Protection Fund2020-05-27Search FIGILookup LEIA-S$966,0292020-12-31
VANGUARD INSTITUTIONAL SHORT-TERM BOND FUND2025-05-28Search FIGILookup LEIA-5$682,4932025-09-30
American Funds Strategic Bond Fund2026-08-27Search FIGILookup LEIC, B$651,9102026-12-31
Virtus Tactical Allocation Fund2025-02-27Search FIGILookup LEIA-S$504,1072025-09-30
VP Balanced Fund2020-05-27Search FIGILookup LEIA-S$193,2062020-12-31
GuideMark Core Fixed Income Fund2026-08-26Search FIGILookup LEIX-A$23,3352027-03-31
Fund NameTranchesIds
VANGUARD INTERMEDIATE-TERM INVESTMENT-GRADE FUND
$3,353,492
2026-01-31
A-5Search FIGI
Lookup LEI
JNL/DoubleLine Total Return Fund
$2,331,832
2020-12-31
X-ASearch FIGI
Lookup LEI
Multi-Manager Total Return Bond Strategies Fund
$1,688,235
2026-08-31
A-5Search FIGI
Lookup LEI
KP Fixed Income Fund
$1,220,149
2020-12-31
A-5Search FIGI
Lookup LEI
VP Inflation Protection Fund
$966,029
2020-12-31
A-SSearch FIGI
Lookup LEI
VANGUARD INSTITUTIONAL SHORT-TERM BOND FUND
$682,493
2025-09-30
A-5Search FIGI
Lookup LEI
American Funds Strategic Bond Fund
$651,910
2026-12-31
C, BSearch FIGI
Lookup LEI
Virtus Tactical Allocation Fund
$504,107
2025-09-30
A-SSearch FIGI
Lookup LEI
VP Balanced Fund
$193,206
2020-12-31
A-SSearch FIGI
Lookup LEI
GuideMark Core Fixed Income Fund
$23,335
2027-03-31
X-ASearch FIGI
Lookup LEI
10 of 10 funds* Use toggle buttons to sort
* This table is not yet exhaustive. It is a new feature and contains only the funds we have found so far based on the tranche identifiers we know about. We are still working on it!
* The FIGI Search url provided for each fund will link you to the OpenFIGI search page to lookup FIGI identifiers.
* Reporting Period represents the reporting period end date from the NPORT-P filing.
* For full disclosures, please visit our disclosures page.
Filings are mapped to tranches/deals with normalized identifiers.Quality & lineage Open deal-level fund-holder pageFund not listed or misattributed? Contact us at support@cmdrvl.com to ensure accurate exposure mapping.

Provenance & Documents

Issuance → amendments → reports. Tap to view on SEC.
2026-10-22
Latest
Monthly Remittance Report
Document filing with updated information.
View on SEC →
2020-01-30
Final Prospectus
Document filing with updated information.
View on SEC →
2020-01-30
Pooling and Servicing Agreement (PSA)
Document filing with updated information.
View on SEC →
2020-01-16
Final Termsheet
Document filing with updated information.
View on SEC →
2020-01-08
Preliminary Prospectus
Document filing with updated information.
View on SEC →
2020-01-06
Annex A
Document filing with updated information.
View on SEC →

Context & Commentary#

Curious about data-center or AI-tenant exposure across CMBS collateral? See AI & data-center exposure →

Entity Statements

💬 Servicer Commentary

2026-02-23
Prospectus ID: 8A13
12/10/2025- The loan was transferred to Special Servicing on September 17, 2025, due to a payment default (waterfall shortfall not funded by the Borrower). The Borrower also formally requested the transfer at that time. A Pre-Negotiation Agreement was exe cuted with both the Borrower and Guarantor. The asset is currently 74% leased. An updated appraisal was recently completed, and the Appraisal Reduction Amount (ARA) calculation was submitted to the Master Servicer in accordance with the Trust and Servicin g Agreement. The Borrower has funded a reinstatement payment to bring the loan current, along with reserves to cover projected shortfalls over the next 12 months. In addition, the Borrower funded $1.5 million into a new leasing reserve account. With these actions completed, the Special Servicer will return the loan to the Master Servicer. No modification or workout fee will be charged in connection with this Corrected loan.
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💬 Servicer Commentary

2026-02-23
Prospectus ID: 8A21
12/10/2025- The loan was transferred to Special Servicing on September 17, 2025, due to a payment default (waterfall shortfall not funded by the Borrower). The Borrower also formally requested the transfer at that time. A Pre-Negotiation Agreement was exe cuted with both the Borrower and Guarantor. The asset is currently 74% leased. An updated appraisal was recently completed, and the Appraisal Reduction Amount (ARA) calculation was submitted to the Master Servicer in accordance with the Trust and Servicin g Agreement. The Borrower has funded a reinstatement payment to bring the loan current, along with reserves to cover projected shortfalls over the next 12 months. In addition, the Borrower funded $1.5 million into a new leasing reserve account. With these actions completed, the Special Servicer will return the loan to the Master Servicer. No modification or workout fee will be charged in connection with this Corrected loan.
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External Analysis

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Monitoring
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Datasets & API#

GET https://dealcharts.org/llm/facts/gsms2020-gc45.json
{
  "deal_id": "gsms2020-gc45",
  "issuer": "",
  "shelf": "GSMS",
  "issue_date": "",
  "linked_entities": [
  {
    "role": "Rating Agencies",
    "name": "S&P, Fitch, Morningstar"
  },
  {
    "role": "Special Servicer",
    "name": "K-Star Asset Management"
  },
  {
    "role": "Certificate Administrator",
    "name": "Computershare Trust Company, N.A."
  },
  {
    "role": "Depositor",
    "name": "GS Mortgage Securities Corporation II"
  },
  {
    "role": "Special Servicer",
    "name": "Midland Loan Services"
  },
  {
    "role": "Operating Advisor",
    "name": "Pentalpha Surveillance"
  },
  {
    "role": "Special Servicer",
    "name": "Starwood Commercial Mortgage Depositor"
  },
  {
    "role": "Special Servicer",
    "name": "CWCapital Asset Management"
  },
  {
    "role": "Master Servicer",
    "name": "Midland Loan Services"
  },
  {
    "role": "Certificate Administrator",
    "name": "Wells Fargo Bank, N.A."
  }
]
}


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