GSMS 2020-GC45 – Deal Overview & Connected Data

Explore verified charts, linked entities, and recent activity for this CMBS deal. Data last updated January 21, 2026.
2026-01-21
Coverage: Freshness: Latency: Last schema change:

Quick Answer

What is GSMS 2020-GC45? A US commercial mortgage-backed security ($1.3B; 52 loans; 193 properties).

Identifiers: Series gsms2020-gc45; CIK 1798388.

Unique value: Dealcharts provides computed pool metrics, time-series performance analysis, and cross-deal comparisons not available in raw SEC EDGAR filings.

Sources: SEC EDGAR CIK 1798388.

📋 Quick Links
🏢 Entities
10
📈 Metrics
30
📊 Charts
15
💰 Fund Holdings
12
📄 Documents
5
💬 Analysis & Commentary
2
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Who's Involved#

Rating AgenciesS&P, Fitch, Morningstar
Special ServicerCWCapital Asset Management
Certificate AdministratorWells Fargo Bank, N.A.
Special ServicerMidland Loan Services
Master ServicerMidland Loan Services
Special ServicerStarwood Commercial Mortgage Depositor
DepositorGS Mortgage Securities Corporation II
Operating AdvisorPentalpha Surveillance
Certificate AdministratorComputershare Trust Company, N.A.
Special ServicerK-Star Asset Management

Deal Metrics

Key performance indicators and statistics tracking the deal's current status and history.

Deal Overview

Original Trust Amount
$1,328,693,125
Current Trust Amount
$1,246,716,472
Number of Loans
52
Number of Properties
193
Average Loan Size
$25,551,791

Portfolio Characteristics

Weighted Average Interest Rate
3.6%
Weighted Average Term
115 months
Original Valuation
$16,903,800,000
Current Valuation
$15,638,600,000

Key Dates

Origination Date
12/20/2019
Latest Valuation
10/1/2025
Latest Transfer
9/17/2025
Latest Return
N/A
Latest Modification
11/1/2019

Special Servicing Status

Loans in Special Servicing
2
Special Servicing Balance
$87,500,000
Loans Returned to Master
0
Balance Returned
N/A
Avg Time in Special Servicing
379 days
Avg Time to Return
0 days

Valuation Changes

Updated Valuations
2
Total Updated Value
$2,350,000,000
Value Change Amount
-$970,000,000
Value Change Percentage
-55.1%

Modifications

Number of Modifications
2
Modified Balance
$49,679,774

Deal Charts

Charts showing deal performance over time.

Geographic Distribution - GSMS 2020-GC45 - All States
2026-01-21

Fund Exposure#

Source: NPORT-P & related disclosures • 2025-11-24
Fund NameFiling DateFIGILEITranchesTotal ValueReporting Period
DoubleLine Total Return Bond Fund2025-11-25Search FIGILookup LEIX-A, X-D$4,227,0522026-03-31
JNL/DoubleLine Total Return Fund2020-05-28Search FIGILookup LEIX-A$2,331,8322020-12-31
KP Fixed Income Fund2020-11-25Search FIGILookup LEIA-5$1,220,1492020-12-31
VP Inflation Protection Fund2020-05-27Search FIGILookup LEIA-S$966,0292020-12-31
New Covenant Income Fund2025-11-28Search FIGILookup LEIA-5$832,9052026-06-30
American Funds Strategic Bond Fund2025-11-24Search FIGILookup LEIC, B$679,0102025-12-31
Virtus Tactical Allocation Fund2025-02-27Search FIGILookup LEIA-S$504,1072025-09-30
VP Balanced Fund2020-05-27Search FIGILookup LEIA-S$193,2062020-12-31
Bond Fund of America2025-11-24Search FIGILookup LEIA-5$163,1652025-12-31
MassMutual Premier Balanced Fund2025-08-25Search FIGILookup LEIA-5$129,2262025-09-30
The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio2025-08-27Search FIGILookup LEIA-S$91,6522025-06-30
Virtus Tactical Allocation Series2025-02-26Search FIGILookup LEIA-S$71,3782024-12-31
Fund NameTranchesIds
DoubleLine Total Return Bond Fund
$4,227,052
2026-03-31
X-A, X-DSearch FIGI
Lookup LEI
JNL/DoubleLine Total Return Fund
$2,331,832
2020-12-31
X-ASearch FIGI
Lookup LEI
KP Fixed Income Fund
$1,220,149
2020-12-31
A-5Search FIGI
Lookup LEI
VP Inflation Protection Fund
$966,029
2020-12-31
A-SSearch FIGI
Lookup LEI
New Covenant Income Fund
$832,905
2026-06-30
A-5Search FIGI
Lookup LEI
American Funds Strategic Bond Fund
$679,010
2025-12-31
C, BSearch FIGI
Lookup LEI
Virtus Tactical Allocation Fund
$504,107
2025-09-30
A-SSearch FIGI
Lookup LEI
VP Balanced Fund
$193,206
2020-12-31
A-SSearch FIGI
Lookup LEI
Bond Fund of America
$163,165
2025-12-31
A-5Search FIGI
Lookup LEI
MassMutual Premier Balanced Fund
$129,226
2025-09-30
A-5Search FIGI
Lookup LEI
The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio
$91,652
2025-06-30
A-SSearch FIGI
Lookup LEI
Virtus Tactical Allocation Series
$71,378
2024-12-31
A-SSearch FIGI
Lookup LEI
12 of 12 funds* Use toggle buttons to sort
* This table is not yet exhaustive. It is a new feature and contains only the funds we have found so far based on the tranche identifiers we know about. We are still working on it!
* The FIGI Search url provided for each fund will link you to the OpenFIGI search page to lookup FIGI identifiers.
* Reporting Period represents the reporting period end date from the NPORT-P filing.
* For full disclosures, please visit our disclosures page.
Filings are mapped to tranches/deals with normalized identifiers.Quality & lineageFund not listed or misattributed? Contact us at data@dealcharts.org to ensure accurate exposure mapping.

Provenance & Documents

Issuance → amendments → reports. Tap to view on SEC.
2025-12-22
Latest
Monthly Remittance Report
Document filing with updated information.
View on SEC →
2020-01-30
Final Prospectus
Document filing with updated information.
View on SEC →
2020-01-16
Final Termsheet
Document filing with updated information.
View on SEC →
2020-01-08
Preliminary Prospectus
Document filing with updated information.
View on SEC →
2020-01-06
Annex A
Document filing with updated information.
View on SEC →

Context & Commentary#

Entity Statements

💬 Servicer Commentary

2025-12-22
Prospectus ID: 8A13
11/12/2025 - The loan was transferred to Special Servicing on September 17, 2025 due to a payment default (waterfall shortfall not funded by Borrower). The Borrower also formally requested the transfer. A Pre-Negotiation Agreement has been executed with t he Borrower and Guarantor. The asset is currently 74% leased. An appraisal was recently completed. An Appraisal Reduction Amount calculation will follow in accordance with the Trust and Servicing Agreement. The Special Servicer will continue discussions with the Borrower while evaluating all available legal and resolution options, including potential remedies such as foreclosure or loan sale. No decisions have been made, and the loan remains under active
Open Deal →

💬 Servicer Commentary

2025-12-22
Prospectus ID: 8A21
11/12/2025 - The loan was transferred to Special Servicing on September 17, 2025 due to a payment default (waterfall shortfall not funded by Borrower). The Borrower also formally requested the transfer. A Pre-Negotiation Agreement has been executed with t he Borrower and Guarantor. The asset is currently 74% leased. An appraisal was recently completed. An Appraisal Reduction Amount calculation will follow in accordance with the Trust and Servicing Agreement. The Special Servicer will continue discussions with the Borrower while evaluating all available legal and resolution options, including potential remedies such as foreclosure or loan sale. No decisions have been made, and the loan remains under active
Open Deal →

External Analysis

No external analysis linked yet. Contact us to publish and link your research.
All items include provenance (author, timestamp, source).Have a source-backed clarification? Contact us.
Have a source-backed note on this deal? Contact us.

Datasets & API#

Machine-readable spec (ODPS): /odps/cmbs-deals.yaml
GET https://api.dealcharts.org/deals/gsms2020-gc45
{
  "deal_id": "gsms2020-gc45",
  "issuer": "",
  "shelf": "",
  "issue_date": "",
  "linked_entities": [
  {
    "role": "Rating Agencies",
    "name": "S&P, Fitch, Morningstar"
  },
  {
    "role": "Special Servicer",
    "name": "CWCapital Asset Management"
  },
  {
    "role": "Certificate Administrator",
    "name": "Wells Fargo Bank, N.A."
  },
  {
    "role": "Special Servicer",
    "name": "Midland Loan Services"
  },
  {
    "role": "Master Servicer",
    "name": "Midland Loan Services"
  },
  {
    "role": "Special Servicer",
    "name": "Starwood Commercial Mortgage Depositor"
  },
  {
    "role": "Depositor",
    "name": "GS Mortgage Securities Corporation II"
  },
  {
    "role": "Operating Advisor",
    "name": "Pentalpha Surveillance"
  },
  {
    "role": "Certificate Administrator",
    "name": "Computershare Trust Company, N.A."
  },
  {
    "role": "Special Servicer",
    "name": "K-Star Asset Management"
  }
]
}


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CMBS Fund Holdings Dataset

Filing data from sec.gov NPORT-P to produce the Fund Holdings table.

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