GSMS 2020-GC45 – Deal Overview & Connected Data
Explore verified charts, linked entities, and recent activity for this CMBS deal. Data last updated January 21, 2026.2026-01-21
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Quick Answer
What is GSMS 2020-GC45? A US commercial mortgage-backed security ($1.3B; 52 loans; 193 properties).
Identifiers: Series gsms2020-gc45; CIK 1798388.
Unique value: Dealcharts provides computed pool metrics, time-series performance analysis, and cross-deal comparisons not available in raw SEC EDGAR filings.
Sources: SEC EDGAR CIK 1798388.
📋 Quick Links
Who's Involved#
Rating AgenciesS&P, Fitch, Morningstar
Special ServicerCWCapital Asset Management
Certificate AdministratorWells Fargo Bank, N.A.
Special ServicerMidland Loan Services
Master ServicerMidland Loan Services
Special ServicerStarwood Commercial Mortgage Depositor
DepositorGS Mortgage Securities Corporation II
Operating AdvisorPentalpha Surveillance
Certificate AdministratorComputershare Trust Company, N.A.
Special ServicerK-Star Asset Management
Deal Metrics
Key performance indicators and statistics tracking the deal's current status and history.Deal Overview
Original Trust Amount
$1,328,693,125Current Trust Amount
$1,246,716,472Number of Loans
52Number of Properties
193Average Loan Size
$25,551,791Portfolio Characteristics
Weighted Average Interest Rate
3.6%Weighted Average Term
115 monthsOriginal Valuation
$16,903,800,000Current Valuation
$15,638,600,000Key Dates
Origination Date
12/20/2019Latest Valuation
10/1/2025Latest Transfer
9/17/2025Latest Return
N/ALatest Modification
11/1/2019Special Servicing Status
Loans in Special Servicing
2Special Servicing Balance
$87,500,000Loans Returned to Master
0Balance Returned
N/AAvg Time in Special Servicing
379 daysAvg Time to Return
0 daysValuation Changes
Updated Valuations
2Total Updated Value
$2,350,000,000Value Change Amount
-$970,000,000Value Change Percentage
-55.1%Modifications
Number of Modifications
2Modified Balance
$49,679,774Deal Charts
Charts showing deal performance over time.
Fund Exposure#
Source: NPORT-P & related disclosures • 2025-11-24| Fund Name | Tranches | Ids |
|---|---|---|
| DoubleLine Total Return Bond Fund $4,227,052 2026-03-31 | X-A, X-D | Search FIGI Lookup LEI |
| JNL/DoubleLine Total Return Fund $2,331,832 2020-12-31 | X-A | Search FIGI Lookup LEI |
| KP Fixed Income Fund $1,220,149 2020-12-31 | A-5 | Search FIGI Lookup LEI |
| VP Inflation Protection Fund $966,029 2020-12-31 | A-S | Search FIGI Lookup LEI |
| New Covenant Income Fund $832,905 2026-06-30 | A-5 | Search FIGI Lookup LEI |
| American Funds Strategic Bond Fund $679,010 2025-12-31 | C, B | Search FIGI Lookup LEI |
| Virtus Tactical Allocation Fund $504,107 2025-09-30 | A-S | Search FIGI Lookup LEI |
| VP Balanced Fund $193,206 2020-12-31 | A-S | Search FIGI Lookup LEI |
| Bond Fund of America $163,165 2025-12-31 | A-5 | Search FIGI Lookup LEI |
| MassMutual Premier Balanced Fund $129,226 2025-09-30 | A-5 | Search FIGI Lookup LEI |
| The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio $91,652 2025-06-30 | A-S | Search FIGI Lookup LEI |
| Virtus Tactical Allocation Series $71,378 2024-12-31 | A-S | Search FIGI Lookup LEI |
12 of 12 funds* Use toggle buttons to sort
* This table is not yet exhaustive. It is a new feature and contains only the funds we have found so far based on the tranche identifiers we know about. We are still working on it!
* The FIGI Search url provided for each fund will link you to the OpenFIGI search page to lookup FIGI identifiers.
* Reporting Period represents the reporting period end date from the NPORT-P filing.
* For full disclosures, please visit our disclosures page.
* The FIGI Search url provided for each fund will link you to the OpenFIGI search page to lookup FIGI identifiers.
* Reporting Period represents the reporting period end date from the NPORT-P filing.
* For full disclosures, please visit our disclosures page.
Provenance & Documents
Issuance → amendments → reports. Tap to view on SEC.Context & Commentary#
Entity Statements
💬 Servicer Commentary
2025-12-22
Prospectus ID: 8A13
11/12/2025 - The loan was transferred to Special Servicing on September 17, 2025 due to a payment default (waterfall shortfall not funded by Borrower). The Borrower also formally requested the transfer. A Pre-Negotiation Agreement has been executed with t he Borrower and Guarantor. The asset is currently 74% leased. An appraisal was recently completed. An Appraisal Reduction Amount calculation will follow in accordance with the Trust and Servicing Agreement. The Special Servicer will continue discussions with the Borrower while evaluating all available legal and resolution options, including potential remedies such as foreclosure or loan sale. No decisions have been made, and the loan remains under active
💬 Servicer Commentary
2025-12-22
Prospectus ID: 8A21
11/12/2025 - The loan was transferred to Special Servicing on September 17, 2025 due to a payment default (waterfall shortfall not funded by Borrower). The Borrower also formally requested the transfer. A Pre-Negotiation Agreement has been executed with t he Borrower and Guarantor. The asset is currently 74% leased. An appraisal was recently completed. An Appraisal Reduction Amount calculation will follow in accordance with the Trust and Servicing Agreement. The Special Servicer will continue discussions with the Borrower while evaluating all available legal and resolution options, including potential remedies such as foreclosure or loan sale. No decisions have been made, and the loan remains under active
External Analysis
No external analysis linked yet. Contact us to publish and link your research.Have a source-backed note on this deal? Contact us.
Datasets & API#
Machine-readable spec (ODPS): /odps/cmbs-deals.yamlGET https://api.dealcharts.org/deals/gsms2020-gc45
{
"deal_id": "gsms2020-gc45",
"issuer": "",
"shelf": "",
"issue_date": "",
"linked_entities": [
{
"role": "Rating Agencies",
"name": "S&P, Fitch, Morningstar"
},
{
"role": "Special Servicer",
"name": "CWCapital Asset Management"
},
{
"role": "Certificate Administrator",
"name": "Wells Fargo Bank, N.A."
},
{
"role": "Special Servicer",
"name": "Midland Loan Services"
},
{
"role": "Master Servicer",
"name": "Midland Loan Services"
},
{
"role": "Special Servicer",
"name": "Starwood Commercial Mortgage Depositor"
},
{
"role": "Depositor",
"name": "GS Mortgage Securities Corporation II"
},
{
"role": "Operating Advisor",
"name": "Pentalpha Surveillance"
},
{
"role": "Certificate Administrator",
"name": "Computershare Trust Company, N.A."
},
{
"role": "Special Servicer",
"name": "K-Star Asset Management"
}
]
}Access the underlying datasets used to power these analytics.

CMBS Fund Holdings Dataset
Filing data from sec.gov NPORT-P to produce the Fund Holdings table.
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CREFC IRP standardized datasets
Get the standardized dataset following the CREFC IRP format, ideal for advanced reporting and analysis.
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